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Medical Benefits
Below you will find a summary of the plans for each carrier. For a full list of benefits included, please refer to the benefit summaries. To help find the right plans for you and your family, we provide a medical plan selector tool via Healia. Click here to see an overview of your options, including estimates of your total cost of care, both bi-weekly premium contributions and cost for services + prescription drugs.
Waiver Credit: If you choose not to enroll in medical coverage, you'll receive a $150 credit each month to use towards expenses.
Anthem:
Anthem: Anthem
Anthem: 800-227-3771
Group Number: L15542
Kaiser:
Kaiser: Kaiser Permanente
Kaiser: 800-464-4000
Group Numbers: Kaiser Southern California 237004 | Kaiser Northern California 609019
Garner:
Garner: concierge@getgarner.com
Garner: Get Garner
How to find a provider:
- Step 1: Go to www.anthem.com/ca/find-care
- Step 2: Until you are a registered Anthem member, select ‘Search as a guest’ and scroll down to answer a few questions
- Step 3: Answer the following questions:
- What type of care are you searching for? Select Medical
- What state do you want to search with? Select state
- What type of plan do you want to search with? Medical (Employer-Sponsored)
- Step 4: Select your plan / network name: Prudent Buyer PPO
- Step 5: Click on Update Location
- Step 6:Enter the zip code you would like to locate a provider (i.e., home zip code)
- Step 7: You can search by doctor name or by care provider (Primary Care, Behavioral Health, Lab, Imaging, Hospital, or Urgent Care)
- Anthem provides additional value add options
- Earn up to $200 in annual incentives via the Anthem Wellbeing Solutions
- Anthem EPO Summary of Benefits Coverage
- Anthem EPO Benefit Summary
- Anthem PPO Summary of Benefits Coverage
- Anthem PPO Benefit Summary
- Anthem HDHP HSA Summary of Benefits Coverage
- Anthem HDHP HSA Benefit Summary
- Anthem Prescription Drug List
- Anthem Sydney App
- Wellness (ConditionCare) for Anthem Members
- Wellness: Anthem Rewards
Anthem Plan Comparisons
In Network |
Anthem EPO | Anthem PPO | Anthem HDHP HSA | ||
Annual Deductible |
Individual |
$0 | $500 | $1,700 | |
| Family | $0 | $1,000 | $3,400 | ||
Out-of-Pocket Maximum |
Individual | $1,500 | $3,300 | $3,500 | |
| Family | $3,000 | $6,600 | $7,000 | ||
Doctor’s Visit |
Primary Care | $10 | $20 | 0%* | |
| Specialist | $10 | $20 | 0%* | ||
| Preventive Care | 100% covered | 100% covered | 100% covered | ||
| Emergency Care | $100 | $150 + 15% | 0% | ||
| Urgent Care | $10 | $20 | 0%* | ||
Hospitalization |
Inpatient | $0 | 15%* | 0%* | |
| Outpatient | $0 | 15%* | 0%* | ||
Prescription Drugs (retail) |
Rx Deductible | None | None | Medical Ded. | |
| Generic | $5 | $5 | $10* | ||
| Preferred | $25 | $25 | $30* | ||
| Non-Preferred | $40 | $40 | $50* | ||
Out of Network |
Annual Deductible |
Individual | N/A | $500 | $4,500 |
| Family | N/A | $1,000 | $9,000 | ||
Out-of-Pocket Maximum |
Individual | $6,500 | $9,000 | ||
| Family | $13,000 | $18,000 | |||
| Emergency Care | $150 + 15% | $0* | |||
*Cost share after the deductible is met ** Cost share goes to $0 for utilizing Garner approved providers Important Tips PPO: Access to both In-Network and Out-of-Network coverage, however by staying In-Network, you will receive a higher level of benefit. Out-of-Network providers may balance bill you for any costs of services not covered by the carrier. |
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This Anthem HDHP PPO with Garner an affordable option for accessing approved healthcare services from preferred providers. You will pay out-of-pocket costs for approved services which are 100% reimbursable. Garner will send you a check in the mail. Essentially, this plan is $0 cost as long as eligible services are obtained from a Garner-approved provider.
Garner is an innovative health care benefit that helps members find the best medical providers and reimburses them for qualifying out-of-pocket medical costs. Click here to get started!
- Anthem PPO with Garner Summary of Benefits Coverage
- Anthem PPO HDHP_Garner_Benefit Summary
- Anthem Sydney Digital Tools PDF
Anthem Plan Comparisons
In Network |
Anthem HDHP PPO with Garner | ||
Annual Deductible |
Individual |
$4,000 / $0** | |
| Family | $8,000 / $0** | ||
Out-of-Pocket Maximum |
Individual | $7,000 / $0** | |
| Family | $14,000 / $0** | ||
Doctor’s Visit |
Primary Care | $30 / $0** | |
| Specialist | $60 / $0** | ||
| Preventive Care | 100% covered | ||
| Emergency Care | 20%* / $0** | ||
| Urgent Care | $50 / $0** | ||
Hospitalization |
Inpatient | 20%* / $0** | |
| Outpatient | 20%* / $0** | ||
Prescription Drugs (retail) |
Rx Deductible | Medical Deductible | |
| Generic | $5 / $0** | ||
| Preferred | $25 / $0** | ||
| Non-Preferred | $40 / $0** | ||
Out of Network |
Annual Deductible |
Individual | $12,000 |
| Family | $24,000 | ||
Out-of-Pocket Maximum |
Individual | $21,000 | |
| Family | $42,000 | ||
| Emergency Care | 20%* | ||
*Cost share after the deductible is met ** Cost share goes to $0 for utilizing Garner approved providers Important Tips PPO: Access to both In-Network and Out-of-Network coverage, however by staying In-Network, you will receive a higher level of benefit. Out-of-Network providers may balance bill you for any costs of services not covered by the carrier. |
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GoFundMe a traditional HMO with Kaiser Permanente to California employees. The following chart is an overview on benefits coverage. For a full list of benefits included, please refer to the Kaiser benefit summary.
- Kaiser HMO NorCal Benefit Summary
- Kaiser HMO NorCal Summary of Benefits Coverage
- Kaiser HMO SoCal Benefit Summary
- Kaiser HMO SoCal Summary of Benefits Coverage
In Network |
Kaiser HMO | ||
Annual Deductible |
Individual | $0 | |
| Family | $0 | ||
Out-of-Pocket Maximum |
Individual | $1,500 | |
| Family | $3,000 | ||
Doctor’s Visit |
Primary Care | $20 | |
| Specialist | $20 | ||
| Preventive Care | 100% Covered | ||
| Emergency Care | $50 | ||
| Urgent Care | $20 | ||
Hospitalization |
Inpatient | $250 per admit | |
| Outpatient | $20 | ||
Prescription Drugs (retail) |
Rx Deductible | None | |
| Generic | $10 | ||
| Preferred | $30 | ||
| Non-Preferred | $30 | ||
Out of Network |
Annual Deductible |
Individual | Not Covered |
| Family | Not Covered | ||
Out-of-Pocket Maximum |
Individual | Not Covered | |
| Family | Not Covered | ||
| Emergency Care | $50 |