Flexible Spending Accounts (FSA)
Healthcare FSA
- Healthcare FSA pays for qualified healthcare expenses with pre-tax dollars.
- Eligibility: You can’t enroll in a Healthcare FSA if you are contributing to a HSA.
- 2026 Max Annual Contribution Limit: $3,400
- Click here to learn what qualifies as eligible expenses.
Limited Purpose FSA
- Unlike the Healthcare FSA, the limited purpose FSA is HSA-compatible. These FSA funds can be used for covering expenses related to dental and vision services.
- 2026 Max Annual Contribution Limit: $3,400
- Click here to learn what qualifies as eligible expenses.
Dependent Care FSA
- This benefit allows you to set aside money on a pre-tax basis for qualified Dependent Care expenses for children under age 13 and adult IRS dependents incapable of self-care.
- 2026 Max Annual Contribution Limit: $7,500 for individuals or married couples filing jointly and $3,750 for married individuals filing separately
- Click here to learn what qualifies as eligible expenses.
FSA Plan Rules
Healthcare FSA & Limited Purpose:
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Carryover: You may carry over up to $680 of unused Healthcare FSA funds at the end of the plan year as long as you re-enroll.
All Plans:
- Run-out Period: You have through March 31, 2027 to submit claims for expenses incurred during the plan year.