Disability Income Protection

Experiencing an illness or injury that prevents you from working can be a difficult time for you and your family, especially when it comes to financial hardship. Disability insurance provides a solution by replacing a portion of your income, allowing you to continue paying bills and meeting financial obligations. Western Digital partners with MetLife to bring you Disability Income Protection. 

Voluntary Disability Insurance (VDI) (California Employees)

California-based Western Digital employees who work a minimum of twenty (20) hours per week are automatically enrolled in our Voluntary Disability Insurance (VDI) Plan, which provides better benefits, in lieu of the California State Disability (SDI) Insurance benefit.  VDI Plan starts on the 6th day of disability and pays 75% of your base salary to a maximum of $3,000 per week. Benefits end when you are no longer disabled or a maximum of 52 weeks.  VDI provides wage replacement in the event you are unable to work due to:

  • Illness
  • Injury
  • Pregnancy and/or childbirth
  • Caring for a seriously ill family member
  • Bonding with a new child
  • Participating in a military exigency

Short‐term Disability (STD) insurance (Non‐California Employees)

Employees working outside of California who work a minimum of twenty (20) hours per week are automatically enrolled in our short‐term disability benefit that is similar to the California disability.  Short Term Disability Plan begins on the 6th day of disability and pays 90% of your base salary to a maximum of $3,000 per week. Benefits end when you are no longer disabled or a maximum of 52 weeks.  STD provides wage replacement in the event you are unable to work due to:
  • Illness
  • Injury
  • Pregnancy and/or childbirth
  • Caring for a seriously ill family member
  • Bonding with a new child
  • Participating in a military exigency

Long-term Disability (LTD) insurance

Western Digital employees who work a minimum of twenty (20) hours per week are automatically enrolled in our Long Term Disability (LTD). The LTD plan can be used if your disability keeps you out of work past the end of your short term disability benefit period.
  • Paid for by Western Digital
  • Coverage begins after you have been disabled for 52 weeks.
  • Pays 66.67% of your salary, up to a maximum of $15,000 per month.
  • Offset by any other disability income (including VDI, SSDI, and others)



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