Voluntary Worksite
Accident Insurance
Accidents can happen any time. As an eligible employee, you can buy Anthem Accident insurance to help pay for expenses related to unexpected accidents and injuries. Accident insurance pays in addition to your medical plan and benefits are payable regardless of any other insurance plans.
The benefit amount is determined by the injury and medical care received and paid in a lump sum amount. No health questions are required, but a pre-existing condition clause may apply. Employees are responsible for the cost of this benefit and you may sign up for coverage for yourself, your spouse, and your children.
Critical Illness Insurance
Are you protected if you experience a critical illness? As an eligible employee, you can buy Anthem Critical Illness insurance to help pay for expenses related to the diagnosis of a critical illness such as a heart attack, coma, kidney failure, or cancer. Critical Illness insurance pays in addition to your medical plan and benefits are payable regardless of any other insurance plans. The benefit amount is determined by the type of illness and is paid in a lump sum amount. No health questions are required, but a pre-existing condition clause may apply. Employees are responsible for the cost of this benefit. Coverage is available for employees, spouses, and their children.
| Voluntary Benefits | Employee Paid Benefits | ||
| Option 1 | Option 2 | Option 3 | |
| Employee Guarantee Issue | $5,000 | $10,000 | $20,000 |
| Spouse Guarantee Issue | $2,500 | $5,000 | $10,000 |
| Child(ren) Guarantee Issue | $1,250 | $2,500 | $5,000 |
Hospital Indemnity Insurance
Hospital Indemnity provides a lump-sum cash benefit to help pay for costs that can come with a hospital stay that your health plan doesn't cover. Use your hospital indemnity coverage to help pay for out-of-pocket medical costs or daily expenses like rent, food, or transportation.- Cash benefit is paid directly to you in a lump-sum
- Covers hospitalization for maternity from day one with no waiting period
- You can take your coverage with you even if you leave your employer, for up to 3 years
- No limitations for pre-existing conditions
Supplemental Information:
- Anthem Voluntary Accident High Plan (2024)
- Anthem Voluntary Accident Low Plan (2024)
- Anthem Critical Illness $5,000 Plan (2024)
- Anthem Critical Illness $10,000 Plan (2024)
- Anthem Critical Illness $20,000 Plan (2024)
- Anthem Hospital Indemnity High Plan (2024)
- Anthem Hospital Indemnity Low Plan (2024)
- Anthem Accident High Insurance EOC (2023)
- Anthem Accident Low Insurance EOC (2023)
- Anthem Critical Illness 5000 EOC (2023)
- Anthem Critical Illness 5000 Outline (2023)
- Anthem Critical Illness 10000 EOC (2023)
- Anthem Critical Illness 10000 Outline (2023)
- Anthem Critical Illness 20000 EOC (2023)
- Anthem Critical Illness 20000 Outline (2023)
- Anthem Hospital Indemnity High EOC (2023)
- Anthem Hospital Indemnity Low EOC (2023)
- Anthem Supplemental Health Claim Guide
- Anthem Supplemental Health Claim Form
- How to Get Paid for a Supplemental Health Claim