Dental

Good dental care improves your overall health. Our dental plans help you maintain a healthy smile through regular preventive dental care and offers coverage to fix problems as soon as they occur. When choosing a plan, consider your anticipated dental needs, as well as the network, deductibles, copays, and services each plan covers. Review your dental plan options to determine which plan is best for you and your family.

PPO Dental Plan

With the PPO dental plan, you may visit any dentist of your choice. Keep in mind, you’ll receive the highest coverage when you use an in-network provider. If you visit an out-of-network provider, you will not benefit from discounted rates and will pay more out-of-pocket for services. Many dentists outside the provider network will require you to pay for services upfront and submit forms for reimbursement from your plan.

	Dental Low PPO Plan		Dental High PPO Plan
Plan Features	In-Network	Out-of-Network	In-Network	Out-of-Network
Deductible*	$25/3X Individual	$75/3X Individual	$0	$25/3X Individual
Preventive care	100%	100%	100%	100%
Basic / Major services	100% after deductible / 60% after deductible	100% after deductible / 60% after deductible	100% / 100%	90% after deductible / 60% after deductible
One cleaning every 6 months	Yes	Yes	Yes	Yes
Benefit maximum*	$1,500	$1,500	$2,000	$2,000
Orthodontia	Not covered	Not covered	$2,500; 50%	$2,500/ 50%

*Dental deductibles and benefit maximums reset on the calendar year (1/1-12/31).

Supplemental Information: