Open Enrollment Sessions
Open Enrollment starts on November 13th and ends on November 26th!
CrowdStreet regularly reviews benefits, programs, and perks to create a comprehensive package that gives you and your family access to the right resources to thrive. We are happy to present to you your benefits effective January 1, 2025. Please read everything on this page to make sure you have all the information you need to make the right elections for you and your loved ones.
2025 Highlights
While we are committed to keeping employee costs to a minimum, due to continually rising medical costs, current plans with employee contributions will increase slightly.
Open enrollment will be active this year. This means we require all employees to login to review, enroll, or waive all benefit coverages before November 26.
The deductible for the Aetna HSA plan is increasing to $3,300 for individuals and $6,600 for family.
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- Aetna's provider directory can be accessed at Aetna.com.
- CrowdStreets HSA contribution will remain $600 for an individual and $1,200 for families.
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- Guardian's dental provider list can be accessed at www.Guardianlife.com. Click on “Find A Provider” and choose "PPO"
- The Guardian vision plan will continue to utilize the VSP network. Register at VSP.com to find a participating provider.
Health Savings Account Limit: The maximum contribution is increasing to $4,300 for individuals and $8,550 for families. Employees over the age of 55 can contribute an extra $1,000 "catch up" contribution.
Healthcare Flexible Spending Account (FSA) Limit: The limit is increasing to $3,300. The FSA Carryover limit is increasing to $660.
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Benefit Summaries
Medical
Aetna
Aetna OAMC 500 Summary
Aetna OAMC 500 SBC
Aetna PPO 500 Summary
Aetna PPO 500 SBC
Aetna OAMC 2000 Summary
Aetna OAMC 2000 SBC
Aetna PPO 2000 Summary
Aetna PPO 2000 SBC
Aetna OAMC HDHP 3300 Summary
Aetna OAMC HDHP 3300 SBC
Aetna PPO HDHP 3300 Summary
Aetna PPO HDHP 3300 SBC
Aetna Resources
Aetna Member Flyer
Aetna Health App
Aetna Maternity Program
24 Hour Nurse Line Member Flyer
Behavioral Health
Telehealth Services
Talkspace
Teladoc Mental Health
Dental / Vision
Guardian Dental
Dental Core/Buy-Up Summary
Guardian Vision
Vision Summary
Life and Disability
Life and AD&D
Basic/Voluntary Life and AD&D Summary
Disability
Disability (STD & LTD) Summary
EAP
EAP Summary
Other Benefits
FSA and HSA
Health Care FSA Guide
Day Care FSA Guide
FSA and HSA Enrollment Kit
HSA Educational Guide
HRA
HRA Guide
Medical Travel HRA PowerPoint
Voluntary Accident/Critical Illness
Accident Summary
Critical Illness Summary
2025 Notice Requirement for Fixed Indemnity Coverage
Will Prep
Will Prep Summary
Wellness Coach
Wellness Coach Overview
Wellness Coach Intro for Employees
HealthJoy
What is HealthJoy Video
How to Download and Activate HealthJoy Video
Questions?
We have multiple support resources to help you through the decision-making process, address questions about the benefits, and anything else related to your Open Enrollment and the 2025 Benefits Program.
General Benefits Questions Contact
Download the mobile app to chat with HealthJoy Concierge Team
Or
Email Your People Team
peopleops@crowdstreet.com