Guardian Disability Income Protection

If you become sick or injured and cannot work, disability insurance helps to protect your income while you recover. All employees are automatically enrolled in both Short and Long Term Disability which is paid for in full by CrowdStreet through Guardian.

Short Term Disability (STD)

The STD plan is designed to provide you with income if you are unable to work due to injury, illness or other eligible events, including maternity leave. After 8 days of disability, you will be eligible to receive a weekly benefit based on a percentage of your weekly salary.

Weekly benefits may replace up to 70% of your salary to a maximum benefit of $2,308 per week for up to 12 weeks.

Long Term Disability (LTD)

LTD provides income replacement if you are unable to work for a period longer than 90 days due to injury or illness. This is an extremely important benefit, in that it will provide disability income to your Social Security Normal Retirement Age in the case of a total permanent disability.

LTD benefits can replace up to 70% of your salary to a maximum benefit of $12,500 per month.