Guardian Dental


CrowdStreet offers the choice of Guardian Core or Buy Up PPO dental plans to help you maintain your oral health.

The Buy Up plan offers a higher Benefit maximum of $1,500 and Orthodontia Lifetime max of $1,500. However, both plans include a provision that allows employees to roll over unused maximums. Please see the benefit summaries for details.

The PPO dental plan has a wide network of providers and allows the member to see any dentist both in and outside of the Guardian network. However, you pay less out-of-pocket when you choose a Guardian PPO dentist (in-network). If you receive in-network services, you will be responsible for any applicable cost sharing, negotiated charges after benefit maximums are met and costs for non-covered services. If you receive out-of-network services, you will be responsible for any applicable cost sharing, charges in excess of the benefit maximum, charges in excess of the negotiated fee schedule amount and charges for non-covered services. 



PLAN COMPARISON  |  AT A GLANCE

    

Dental


Guardian
Core Plan

Guardian
Buy Up Plan

Network*

Network*

 

Deductible

(Individual / Family)

$50 / $150

$50 / $150

 

Preventive

No Charge

No Charge

 

Basic

80%

80%

 

Major

50%

50%

 

Annual Maximum

$1,000

$1,500

 

Orthodontia (Adult & Child)

50%

50%

 

Orthodontia Lifetime Maximum

$1,000

$1,500


*Non-Network benefits are available.