Guardian Life and AD&D


Basic Life and Accidental Death & Dismemberment (AD&D) Insurance help provide a foundation of financial protection for your family if something happens to you. All full-time employees are automatically enrolled in the Guardian Basic Life and AD&D plan. The Basic Life and AD&D plan is entirely paid for by CrowdStreet.

Basic Life provides a cash benefit of 1 times your annual salary up to $250,000. Basic AD&D provides an additional benefit if your death is the result of a covered accident. It also pays benefits for loss of limb, hearing, speech, sight, and other serious losses resulting from an accident. See your policy documents for details of coverage.

Voluntary Coverage

Voluntary Life and AD&D Insurance provides an extra layer of protection allowing you to purchase additional coverage for yourself, your spouse, and/or your child(ren). 

  • Employees can purchase Voluntary Life and AD&D coverage in $10,000 increments to a maximum of $300,000.
  • Spouse/Domestic Partner Voluntary Life and AD&D coverage is available in $5,000 increments to a maximum of $250,000. 
  • Voluntary Life and AD&D coverage for children is available in $1,000 increments to a maximum of $10,000.