Eligibility & Enrollment 

We know there can be a lot to think about when it comes to choosing your benefits. The good news? It doesn’t have to be complicated.

Eligibility Requirements
You are eligible for benefits if you are scheduled to work 20 or more hours per week.

Effective Date of Coverage

• If You Are A New Hire
  Your coverage will be effective on the first day of the month coinciding with or following four weeks of continuous employment.
• If You Are A Rehire
  If your break in service is less than six months from your last day worked, your coverage is also effective on the first day of the month coinciding with or following your date of rehire. If your break in service is greater than six months, your coverage will be effective on the first day of the month coinciding with or following four weeks of continuous employment.
• If You Are Transferring
  If you are transferring from a position in which you have no benefits to a position in which you are eligible for benefits, your coverage is effective on the first day of the month coinciding with or following your date of transfer.

Dependents
You may choose to cover your eligible dependents on the medical, dental, and vision plans. Your elections will remain in effect for the entire Plan Year (January 1 – December 31) unless you experience a “qualified life event”. Your eligible dependents are:

• Your legal spouse or domestic partner
• Your child, your spouse’s child or domestic partner’s child up to the age of 26*
• Your disabled child who is unable to support himself/herself due to disability

In some cases, you’ll be asked to confirm your dependents’ eligibility by providing the relevant documentation.

Qualified Life Events
We know changes in your and your family’s personal or work life can sometimes affect your benefit needs. In certain circumstances, you may be able to change your benefit elections within 30 days of a qualified life event. Examples include:

• Marriage, divorce, addition of a domestic partner or termination of domestic partnership
• Birth or adoption of a child
• Spouse, domestic partner, or child’s gain or loss of other coverage eligibility

To make a change, email your request and supporting documents to employee_benefits@swinerton.com within 30 days of the change.

Please Note
If you do not enroll in benefits during your election period, we will consider you to have waived coverage for the current Plan Year. Your next opportunity to enroll in the Swinerton health plan will be during Open Enrollment, with coverage effective on the first day of the following Plan Year (example: January 1, 2025).