2025 Monthly Employee Costs

To help you select the best plan for you and your family, here is a closer look at the amount you will pay for your coverage under each plan, as well as how much Swinerton contributes each month.

Mainland Medical

NATIONWIDE MEDICAL PLANS	MONTHLY EMPLOYEE CONTRIBUTION	MONTHLY EMPLOYER CONTRIBUTION
Cigna $750 Deductible Plan
Employee Only	$210.25	$896.32
Employee and 1 Dependent	$540.08	$1,808.11
Employee and 2+ Dependents	$807.37	$2,556.69
Cigna Choice Fund HSA Plan1
Employee Only	$109.96	$889.65
Employee and 1 Dependent	$318.18	$1,803.02
Employee and 2+ Dependents	$455.83	$2,583.06
Cigna $2,500 HRA Plan1
Employee Only	$100.64	$413.10
Employee and 1 Dependent	$258.51	$831.65
Employee and 2+ Dependents	$386.46	$1,175.34

1 Swinerton Annual HRA Contributions: $750 for Employee Only; $1,500 for Employee and 1 or more Dependent(s). Contributions are fully funded as of January 1st.

REGIONAL MEDICAL PLANS	MONTHLY EMPLOYEE CONTRIBUTION	MONTHLY EMPLOYER CONTRIBUTION
Kaiser HMO – California
Employee Only	$231.01	$539.03
Employee and 1 Dependent	$508.23	$1,031.85
Employee and 2+ Dependents	$762.72	$1,416.49
Kaiser HMO – Colorado
Employee Only	$215.53	$554.21
Employee and 1 Dependent	$492.63	$1,046.85
Employee and 2+ Dependents	$734.10	$1,490.45
Kaiser HMO – Washington
Employee Only	$196.17	$380.81
Employee and 1 Dependent	$472.52	$739.08
Employee and 2+ Dependents	$675.11	$1,055.95

Per HCAO regulations, eligible employees regularly and directly working 20 or more hours per week on a SF City Contract are eligible
for employee-only coverage with zero contributions towards the premium. Contact Employee Benefits for details.

Mainland Dental

METLIFE DENTAL	BASE		COMPREHENSIVE
METLIFE DENTAL	Monthly Employee Contribution	Monthly Employer Contribution	Monthly Employee Contribution	Monthly Employer Contribution
Employee Only	$0.00	$15.96	$16.02	$34.03
Employee and 1 Dependent	$0.00	$31.41	$35.44	$63.01
Employee and 2+ Dependents	$0.00	$49.05	$56.89	$96.86

Mainland Vision

VISION SERVICE PLAN (VSP)	BASE		COMPREHENSIVE
VISION SERVICE PLAN (VSP)	Monthly Employee Contribution	Monthly Employer Contribution	Monthly Employee Contribution	Monthly Employer Contribution
Employee Only	$3.23	$1.78	$9.27	$1.72
Employee and 1 Dependent	$5.41	$1.82	$14.12	$1.74
Employee and 2+ Dependents	$8.65	$4.31	$23.97	$4.46