Voluntary Term Life and AD&D

Basic Life and Accidental Death & Dismemberment (AD&D) Insurance help provide a foundation of financial protection for your family if something happens to you. All full-time employees are automatically enrolled in the Principal Basic Life and AD&D plan. The Basic Life and AD&D plan is entirely paid for by Ursus Inc.

Basic Life provides a cash benefit of $20,000. Basic AD&D provides an additional benefit if your death is the result of a covered accident. It also pays benefits for loss of limb, hearing, speech, sight, and other serious losses resulting from an accident. See your policy documents for details of coverage.