Voluntary Term Life and AD&D
Voluntary Life and AD&D Insurance provides an extra layer of protection allowing you to purchase Voluntary Life Insurance coverage for yourself, your spouse, and/or your child(ren). If you choose to enroll in voluntary life insurance outside of the new hire enrollment period, approval will be subject to the Evidence of Insurability (EOI) process.
| Life & AD&D | |||
| Principal | |||
| Flat $20,000 | |||
| Benefits | |||
| Class | All Eligibles | ||
| Life / AD&D Benefit | $20,000 | ||
| Guaranteed Issue | $20,000 | ||
| Age Reductions | 35% @ 65, 50% @ 70 | ||