Additional Insurance Support
Critical Illness Insurance
No one is ever prepared for a life-altering critical illness diagnosis. The whirlwind of appointments, tests, treatments and medications can add to your stress levels. Treatment through recovery is vital, but it can also be expensive. The Critical Illness Insurance plan pays a lump-sum benefit if you are diagnosed with a covered disease or condition. You can use this money however you like, for example: to help pay for expenses not covered by your medical plan, lost wages, childcare, travel, home health care costs or any of your regular household expenses. Benefits are paid directly to you and pay in addition to any other health insurance you may have.
Conditions covered include:
- Cancer
- Heart Attack
- Stroke
- Organ Transplant
- Kidney Failure
Accidental Injury Insurance
Today, active lifestyles may result in bumps, bruises and breaks. Getting the right treatment can be vital to recovery, but it can also be expensive. And if an accident keeps you away from work during recovery, the financial worries can grow quickly. Most major medical insurance plans only pay a portion of the bills. Accidental Injury Insurance, provided by Cigna, can protect your personal finances with cash benefits and the option to choose how to use them. Benefits may be paid for:
- Emergency room, hospital and doctor visits;
- Follow up and physical therapy visits;
- Travel expenses related to treatment;
- Mortgage, rental payments, home repairs;
- Living expenses such as bills, electricity, gas and more.
| Coverage Tier | Monthly Premium |
| Employee Only | $12.06 |
| Employee + Spouse | $22.52 |
| Employee + Children | $30.22 |
| Employee + Family | $40.66 |
Long-Term Care Insurance
An unexpected illness or accident can happen at any time. People of all ages may require long term care for a variety of reasons. From accidents to strokes, health-related impairments may change your life in an instant. Long-term care coverage offers more control over how you may live your life by helping to pay for the high cost of care when you need help with activities of daily living like bathing, dressing or eating and can also make it possible for you to receive daily care without having to rely on family or friends.