Voluntary Life and AD&D
Voluntary Life and AD&D Insurance provides an extra layer of protection allowing you to purchase additional coverage for yourself, your spouse, and/or your child(ren). All amounts elected in ADP outside of the new hire enrollment period will require approval through the Evidence of Insurability (EOI) process. If the EOI process is not started within 30 days of when you make your election the coverage will be declined.
Contact Guardian - Group #493771
- guardianlife.com
- Guardian Anytime Registration
- 1-888-482-7342
Employee and Spouse Monthly Rates*
| Employee Age | Rate |
| 15 - 29 | $0.071 |
| 30 - 34 | $0.095 |
| 35 - 39 | $0.120 |
| 40 - 44 | $0.142 |
| 45 - 49 | $0.211 |
| 50 - 54 | $0.353 |
| 55 - 59 | $0.629 |
| 60 - 64 | $0.885 |
| 65 - 69 | $1.421 |
| 70+ | $2.685 |
| Children | $0.240 |
| Optional AD&D | $0.190 |
* Rates are for each $1,000 of coverage; spouse rates are based on the age of the employee.