Basic Life and AD&D  

Basic Life and Accidental Death & Dismemberment (AD&D) Insurance help provide a foundation of financial protection for family if something happens to you.

What is Group Basic Life Insurance?

CEI provides an amount of life and AD&D coverage to eligible employees. Group Term Life Insurance pays a benefit to your chosen beneficiary(ies) if you die while you are a member of the group covered by the policy. It doesn’t earn interest and has no cash value but can help protect the financial future of your loved ones.

Group AD&D pays a benefit in addition to your life insurance if you die as the result of a covered accident. It also pays benefits for loss of limb, hearing, speech, sight, and other serious losses resulting from an accident. See your policy documents for details of coverage.


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