ARAG Legal Insurance

*Please read below for an important update for 2026

CEI is excited to offer you legal insurance from ARAG.  This plan covers a wide range of legal needs like the examples below to help you address life's legal situations.
  • A contractor ghosts you mid-remodel.
  • You need a contract reviewed.
  • You get caught speeding.
  • Your ex wants custody of your dog.
  • You're being audited by the IRS.

Six Reasons to Enroll in ARAG Legal Insurance
  • Work with a network attorney and attorney fees are paid-in-full for most covered matters.
  • Save thousands of dollars, on average, for legal matters by avoiding costly legal fees.
  • We help connect you with attorneys - many who average 20+ years of experience.
  • Address your covered legal situations with a network attorney who is only a phone call away.
  • Your network attorney can help throughout your legal matter, including preparing and reviewing legal documents, offering legal advice and representing you in court.
  • Use DIY Docs® to create, edit and store state-specific legal documents, like wills or powers of attorney.

What Does It Cost?

ARAG legal insurance provides affordable coverage with more than 100+ ways to use your plan for both simple and complex legal issues, benefiting you and your family.

UltimateAdvisor: $4.79 per week (rate through 1/1/2026 -12/31/2026)
 
UltimateAdvisor Plus, which offers you even more legal protection and additional services including Identity Theft Protection, financial education and counseling, tax services and services for parents/grandparents. 
$5.68 per week (rate through 1/1/2026 -12/31/2026)

*2026 Update: The ARAG Legal UltimateAdvisor Plus Plan will be enhanced:
New features include expanded coverage for parents and grandparents. Enrollees will see a slight rate increase to support these high-quality legal offerings:
  • Miscellaneous legal services (4 hours/year max.) for parents and grandparents of enrollee
  • Document preparation and review
  • Wills and powers of attorney 
Effective 1/1/2026, the weekly rate for the UltimateAdvisor Plus Plan will be: $5.68

For specific details about your plan and to view a complete list of coverages, visit ARAGlegal.com/plans and enter Access Code 18641cei. To talk with someone, call ARAG at 800-247-4184.

Enrollment is completed in: Workterra
User ID: (CEI Employee ID number)
Password: (Last 4 of SSN for new hires)
Company ID: CEI (not case sensitive)

For help with a password reset, call 888-604-5017