Medical Care

All of the available options give you access to high-quality, comprehensive care. They differ largely in the way the cost of care is structured and in the strategies you can use to control your expenses:

  • PPO Plans: these plans let you choose care inside or outside of the network you selected, but you will incur a higher out-of-pocket cost for services. 
  • HMO Plans: these plans offer a comprehensive, convenient approach, but require that you seek care within the HMO network you selected.
  • HRA Plan: this plan is a high deductible insurance plan that helps protect against large claims as well as to cover preventive care at 100% (deductible is waived for preventive services). 

See comparison tables at bottom of page for coverage details.