Medical Care

All of the available options give you access to high-quality, comprehensive care. They differ largely in the way the cost of care is structured and in the strategies you can use to control your expenses:

  • PPO Plans: these plans let you choose care inside or outside of the network you selected, but you will incur a higher out-of-pocket cost for services. 
  • HMO Plans: these plans offer a comprehensive, convenient approach, but require that you seek care within the HMO network you selected.
  • HRA Plan: this plan is a high deductible insurance plan that helps protect against large claims as well as to cover preventive care at 100% (deductible is waived for preventive services). 

See comparison tables at bottom of page for coverage details.





Plan Name Carrier Name Effective Dates Select plan to compare
CIGNA OAP IN CIGNA December 01, 2020 to December 01, 2021
CIGNA HRA PPO CIGNA December 01, 2020 to December 01, 2021
Kaiser HMO Plan Kaiser Permanente Insurance Company December 01, 2020 to December 01, 2021