Cigna Medical
Advanced Systems Group offers two healthcare plan options through Cigna. All of the available plan options give you access to high-quality, comprehensive healthcare at a affordable cost for you and your family. The options differ in the way the cost of care is structured and in the strategies you can use to control your healthcare expenses.
Below is a list of the available Cigna healthcare plans offered by ASG Benefits Program.
The Cigna PPO plan is a traditional plan that gives you the greatest flexibility, combined with lower costs when you choose a provider within its broad national network. Choosing health professionals who participate in the Open Access Plus network keep your costs lower and eliminate paperwork.
PLAN COMPARISON | AT A GLANCE
Cigna OneGuide Resource
You can access this personal guide via app, chat, online or phone, when you need guidance, support or answers.
- OneGuide helps with:
- Easily understanding the basics of health coverage
- Checking if your doctors are in-network
- Identifying the types of health plans available to you
- Getting answers to any other questions you may have about the plans or provider networks available to you
- Providing you to with a pre-enrollment line where you can connect with Cigna to get personalized, useful guidance
- Call 888-806-5094 to speak with a Cigna One Guide representative
Cigna Transition of Care
Cigna Resources
- CIGNA Welcome Brochure
- CIGNA myCigna Registration Flyer
- CIGNA Know Where to Go When Needing Care
- CIGNA How to Print Temporary ID Cards
- CIGNA Home Delivery Pharmacy
- CIGNA Additional Resources
- CIGNA Specialty Prescriptions
- CIGNA Infertility Summary
- Cigna Machine Readable Files Notice
Cigna Wellness Resources
- Headspace: In-Network Mental Healthcare Benefit
- Virtual Wellness Screenings
- Healthy Rewards
- Active & Fit Flyer
- Active & Fit FAQ
- Well-Being Solution Store Flyer
- Cigna Virtual Care MD Live
- Happify Overview
- iPrevail Overview
- Preventive Care Services - Understanding preventive care services covered without cost-share.
| Deductible - The amount you must pay for medical services, before the plan pays a benefit. Preventative care is always covered at 100% with no deductible required. Coinsurance - This is the percentage of the cost you pay for certain services after the deductible has been met. You can think of this as “cost sharing”. For example, once your deductible has been met you could pay 20% for the cost of certain services and the plan could pay 80%. Copay - The flat fee paid by the member when a medical service is received, i.e. $20 for a doctor's visit or $20 for a prescription. In Network Provider - An in-network provider is a hospital, doctor, medical group, and/or other healthcare provider contracted to provide services to insurance company customers for a discounted fee. Using these providers will lessen your medical expenses when using your benefits. Out of Network Provider - An out of network provider is a hospital, doctor, medical group, or other healthcare provider who are not contracted to provide services to insurance company customers. Because the fees are not negotiated in advance with the insurance company, the provider can charge the member as much as they wish. Out of Pocket Maximum - The maximum amount a member would have to pay out of their pocket for medical expenses for the year, with the exception of benefit premiums (which come out of your paycheck). Your out-of-pocket maximum includes your deductible, any coinsurance paid and all co-payments (medical and prescription drug). |