UNUM Disability 

Short Term Disability (STD)
Short Term Disability coverage provides benefits if you are unable to work for a limited period of time due to an illness or injury that is not work related.
  • Weekly benefits may replace up to 60% of your base income to a weekly maximum of $2,885.
  • Your STD benefits will be offset by any federal or state disability benefits.

Long Term Disability (LTD)
Long Term Disability provides salary replacement if you are not able to return to work after 181 days of disability.
  • LTD Benefits can replace up to 60% of your base salary up to $12,500 per month.
  • LTD Benefits are offset by any income from other sources including Social Security or Workers’ Compensation.