UNUM Voluntary Plans 
Accident Insurance

When an accidental injury requires medical attention, the costs can pile up quickly. Accident Insurance can help pick up where other insurance leaves off, providing a cash benefit to help cover expenses.​​

How does it Work?​

  • Select a benefit & premium amount to meet your needs​

  • Premiums will be deducted each pay period​

  • If you have an accident and receive medical attention, file a claim and receive cash benefits

Critical Illness Insurance

Most major medical insurance plans only pay a portion of your costs (bills). This benefit will help with covered treatment costs, so that you do not need to worry about bills and focus only on getting better.​

  • Guaranteed Issue coverage​

  • Coverage can include dependents​

  • Premiums are deducted from payroll​

How does it Work?​

  • Select a benefit & premium amount to meet your needs​

  • Premiums will be deducted each pay period​

  • If you are diagnosed with a critical illness, file a claim and receive a lump-sum cash benefit

Hospital Indemnity

Hospital Indemnity pays a lump-sum cash benefit if you or family member is admitted to a hospital. It’s up to the you how to spend it — you can pay health expenses, mortgage or other bills, or anything else you find helpful. ​​

How does it Work?

  • You will receive a cash benefit if you suffer an accidental injury or sickness. You can use the benefit to meet copayments, to pay for recovery expenses, or any other way you see fit.  ​