Eligibility & Enrollment

How to Enroll

You can enroll in two ways:

Go to UKG.
Call 877-716-6372, option 3.

Benefits elected during Open Enrollment will become effective on January 1. After Open Enrollment ends, you cannot change your benefit elections unless you experience a qualified family life event, such as a birth or a marriage.

Contacts

Benefits Department
Email
877-716-6372, option 3
For general benefits questions: Monday – Friday, 8am - 4:45pm PT.

Who’s Eligible for Mercury Benefits?

You’re eligible if you work 30 or more hours per week. Eligibility begins on the 1st of the month following your date of hire. If you’re hired on the 1st of the month, you’re immediately eligible for benefits.

When you enroll for benefits, you can also enroll your eligible dependents. Your eligible dependents include:

Spouse¹
Registered domestic partner²
Child(ren) up to age 26
Child(ren) of any age who are permanently disabled

¹Includes both opposite-sex and same-sex spouses.

²Registered domestic partnership certified by the state of California.

Your Enrollment Checklist

Use this checklist to make the most of your enrollment opportunity:

Learn about your benefit options.

Choose your 2025 medical plan.

Choose your 2025 dental and 2025 vision plans.

Determine how much you will contribute to your HSA or FSA.

Make sure your dependent information is correct and all your dependents are still eligible.

Review your Life Insurance beneficiaries in UKG — it’s a good idea to review your Life Insurance beneficiary information (especially if your personal circumstances have changed) and make updates as needed.

Complete your benefits enrollment.

When Coverage Begins

Benefits elected during Open Enrollment will be effective January 1 – December 31, 2025.

Changing Benefits Midyear

During the year, you can only change your benefits when you experience a qualified life event. Qualified life events include:

Marriage, divorce, or legal separation
Addition of eligible registered domestic partner, or termination of registered domestic partnership
Birth or adoption
A dependent becomes ineligible for coverage elsewhere
Death of your covered spouse/registered domestic partner or one of your children
Change in work status for you or your spouse/registered domestic partner

If you experience a qualified life event and would like to change your coverage, you must notify the Benefits Department by making the change in UKG within 30 days of the event. You must provide necessary documentation when applicable (for example, a marriage certificate, birth certificate, or proof of loss of coverage).

If you fail to make a change within 30 days of a qualified life event, you won’t be eligible to make a change until the next Open Enrollment period, unless you experience another qualified life event.

Please view this chart for examples of employee, spouse, or dependent life events that may create a permitted election change event.

Decision Support

Choosing the right benefit plans is important for both your health and your financial well-being.

Take advantages of the resources below to help understand your options and select the right coverage for you and your family.

2025 team member rates – Review the team member costs for the plans available to you.
Blue Shield Flyer – Learn the basics about the Blue Shield medical plans.
Kaiser Flyer – Learn the basics about the Kaiser medical plans.

		Tip: Think About the Whole Cost
		When choosing a medical plan, it’s important to think about the whole cost of coverage — the amount you’ll spend out of your paycheck, as well as out of your pocket (copays, deductibles, and coinsurance).