As Washington’s source for employee benefits, Business Health Trust (BHT) helps Washington’s business community thrive by providing the high-quality, affordable employee benefits growing companies need to be competitive.
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PLAN SUMMARIES |
This page contains the Summary of Benefits and Coverage (SBC), Summary Plan Description (SPD), and booklets for all plans offered by the various Industry Trusts through Business Health Trust. If you have any questions, please contact BHT Sales:Nathan Edmondson at 206.602.3558or Nathan.Edmondson@advprofessionals.com Tara Reynolds at 253-541-6538 or Tara.Reynolds@advprofessionals.com |
- These documents are provided to assist employers in fulfilling their obligations to provide employees with SBC's within the time frame and circumstances required by the Affordable Care Act.
- The SBC is a standardized description of the benefits and coverage available under the group health plan. SBC's and Glossary of Health Coverage and Medical Terms must be provided to all participants and beneficiaries on or after September 23, 2013.
> Click Here for 2024 Documents
2025 Summary Plan Description (SPD):
- applicable to both Premera and Kaiser
Industry Health Trusts
| Aerospace | Agriculture | Business Services |
| Community Service Org. | Construction | Healthcare |
| Information Technology | Manufacturing | Media |
| Retail | Tourism | Transportation |
| Wholesaling |
Premera Blue Cross Medical Plans
2025 Plan Year: January 1, 2025 - December 31, 2025
8 Industry Health Trusts: Agriculture, Business Services, Community Service Org., Construction, End-Line Manufacturing, Information Technology, Retail, and Wholesaling
2025-2026 Plan Year: July 1, 2025 - June 30, 2026
5 Industry Health Trusts: Aerospace, Healthcare, Media, Tourism and Transportation
Effective Dates - January 1, 2025 - December 31, 2025
2025 Premera January Highlights ZIPs 📁 -
Heritage - Heritage Prime - HMO
2025 Premera January SBCs ZIP 📁
SBCs ZIP Contents:
- Cobalt 1000 SBC 2025
- Cobalt 2000 SBC 2025
- Cobalt 3000 SBC 2025
- HMO Plus 300 SBC 2025
- HMO Plus 500 SBC 2025
- HSA 1700 SBC 2025
- HSA 2500 SBC 2025
- HSA 3500 SBC 2025
- HSA 5000 SBC 2025
- Prime HSA 1700 SBC 2025
- Prime HSA 3500 SBC 2025
- Prime HSA 5000 SBC 2025
- Prime Sterling 1000 SBC 2025
- Prime Sterling 2000 SBC 2025
- Prime Sterling 3000 SBC 2025
- Prime Sterling 5000 SBC 2025
- Prime Sterling 750 SBC 2025
- Prime Titanium 200 SBC 2025
- Prime Titanium 500 SBC 2025
- Sterling 1000 SBC 2025
- Sterling 1500 SBC 2025
- Sterling 2000 SBC 2025
- Sterling 250 SBC 2025
- Sterling 2500 SBC 2025
- Sterling 3000 SBC 2025
- Sterling 4000 SBC 2025
- Sterling 500 SBC 2025
- Sterling 5000 SBC 2025
- Sterling 750 SBC 2025
- Titanium 200 SBC 2025
- Titanium 500 SBC 2025
Heritage Plans ZIP contents:
- Heritage Sterling 3000 Benefit Highlights
- Heritage Cobalt 1000 Benefit Highlights
- Heritage Cobalt 2000 Benefit Highlights
- Heritage Cobalt 3000 Benefit Highlights
- Heritage HSA 1700 Benefit Highlights
- Heritage HSA 2500 Benefit Highlights
- Heritage HSA 3500 Benefit Highlights
- Heritage HSA 5000 Benefit Highlights
- Heritage Sterling 1000 Benefit Highlights
- Heritage Sterling 1500 Benefit Highlights
- Heritage Sterling 2000 Benefit Highlights
- Heritage Sterling 250 Benefit Highlights
- Heritage Sterling 2500 Benefit Highlights
- Heritage Sterling 4000 Benefit Highlights
- Heritage Sterling 500 Benefit Highlights
- Heritage Sterling 5000 Benefit Highlights
- Heritage Sterling 750 Benefit Highlights
- Heritage Titanium 200 Benefit Highlights
- Heritage Titanium 350 Benefit Highlights
- Heritage Titanium 500 Benefit Highlights
Heritage Prime Plans ZIP contents:
- Prime Sterling 3000 Benefit Highlights
- Prime HSA 1700 Benefit Highlights
- Prime HSA 3500 Benefit Highlights
- Prime HSA 5000 Benefit Highlights
- Prime Sterling 1000 Benefit Highlights
- Prime Sterling 2000 Benefit Highlights
- Prime Sterling 5000 Benefit Highlights
- Prime Sterling 750 Benefit Highlights
- Prime Titanium 200 Benefit Highlights
- Prime Titanium 500 Benefit Highlights
HMO Plans ZIP contents:
- HMO 3000 Benefit Highlights
- HMO 500 Benefit Highlights
Coming soon
Kaiser Permanente Medical Plans (AHP) - 2025-2026 Plan Year
2025 Plan Year: January 1, 2025 - December 31, 2025
5 Industry Health Trusts: Aerospace, Healthcare, Media, Tourism, and Transportation
2025-2026 Plan Year: July 1, 2025 - June 30, 2026
6 Industry Health Trusts: Agriculture, Business Services, Community Services Org., Information Technology, Retail, and Wholesaling
📂 Kaiser AHP January SOBs, SBCs – Download the zip files. Inside the zip, you'll find the following documents:
Contents of SBCs
- HMO 200.pdf
- HMO 500.pdf
- HMO 750.pdf
- HMO 1000.pdf
- HMO 2000.pdf
- HMO 3000.pdf
- HMO 5000.pdf
- HMO HSA 2500.pdf
- HMO HSA 4500.pdf
- PPO 200.pdf
- PPO 500.pdf
- PPO 750.pdf
- PPO 1000.pdf
- PPO 2000.pdf
- PPO 3000.pdf
- PPO 5000.pdf
- PPO HSA 2500.pdf
- PPO HSA 4500.pdf
- VP 1000.pdf
- VP 3000.pdf
- VP 5000.pdf
- VP 500.pdf
- Summit PPO 1500.pdf
- Summit PPO 3000.pdf
- Summit PPO HSA 3500.pdf
Contents of Kaiser IHT SOBs
- BHT HMO 200 Jan 2025 Renewal Benefits
- BHT HMO 500 Jan 2025 Renewal Benefits
- BHT HMO 750 Jan 2025 Renewal Benefits
- BHT HMO 1000 Jan 2025 Renewal Benefits
- BHT HMO 2000 Jan 2025 Renewal Benefits
- BHT HMO 3000 Jan 2025 Renewal Benefits
- BHT HMO 5000 Jan 2025 Renewal Benefits
- BHT HMO HSA 2500 Jan 2025 Renewal Benefits
- BHT HMO HSA 4500 Jan 2025 Renewal Benefits
- BHT PPO 200 Jan 2025 Renewal Benefits
- BHT PPO 500 Jan 2025 Renewal Benefits
- BHT PPO 750 Jan 2025 Renewal Benefits
- BHT PPO 1000 Jan 2025 Renewal Benefits
- BHT PPO 2000 Jan 2025 Renewal Benefits
- BHT PPO 3000 Jan 2025 Renewal Benefits
- BHT PPO 5000 Jan 2025 Renewal Benefits
- BHT PPO HSA 2500 Jan 2025 Renewal Benefits
- BHT PPO HSA 4500 Jan 2025 Renewal Benefits
- BHT VP 1000 Jan 2025 Renewal Benefits
- BHT VP 3000 Jan 2025 Renewal Benefits
- BHT VP 5000 Jan 2025 Renewal Benefits
- BHT VP 500 Jan 2025 Renewal Benefits
- BHT Summit PPO 1500 Jan 2025 Renewal Benefits
- BHT Summit PPO 3000 Jan 2025 Renewal Benefits
- BHT Summit PPO HSA Jan 2025 Renewal Benefits
- BHT KP Plus 250 L1 Jan 2025 Benefits
- BHT KP Plus 500 V2 Jan 2025 Benefits
- BHT KP Plus 2500 V7 Jan 2025 Benefits
Coming soon
Kaiser Permanente Medical Plans (Small Group/Community Rated)
2025 Plan Year: January 1, 2025 - December 31, 2025
📂 Kaiser SG January Booklets, SBCs & Summaries – Download the zip files. Inside the zip, you'll find the following documents:
(For Spanish click here)
- Core Bronze HSA
- Core Silver HSA
- Core Silver
- Core VisitsPlus Silver LX
- Core VisitsPlus Silver LX - EO
- Core VisitsPlus Gold HD LX
- Core VisitsPlus Gold LX
- Core VisitsPlus Gold LX - EO
- Core VisitsPlus Platinum LX
- KP Plus Silver
- KP Plus Gold
- KP Plus Platinum
- Access PPO Bronze HSA
- Access PPO Silver HSA
- Access PPO VisitsPlus Silver HD
- Access PPO VisitsPlus Silver LD LX
- Access PPO VisitsPlus Silver LX
- Access PPO VisitsPlus Silver LX - EO
- Access PPO VisitsPlus Gold LX
- Access PPO VisitsPlus Gold HD LX
- Access PPO VisitsPlus Platinum HD LX
- Access PPO VisitsPlus Platinum LX
- Summit PPO Bronze HSA
- Summit PPO VisitsPlus Silver LX
- Summit PPO VisitsPlus Gold LX
- Summit PPO VisitsPlus Platinum LX
(For Spanish click here)
Non-Medical Plans
2025 Plan Year: January 1, 2025 - December 31, 2025
📂 Dental Plan Summaries and Booklets – The DOWNLOAD link has the zip files where you'll find the following documents:
- Child Ortho Option.pdf
- Family Ortho Option.pdf
- Plan 1 #09285.pdf
- Plan 2 #09287.pdf
- Plan 3 #09282.pdf
- Plan 4 #09629.pdf
- Plan 5 #09483.pdf
- Plan 6 #09484.pdf
- Plan 7 #09614 - Vol.pdf
- Plan 8 #01074.pdf
Spanish Summaries
2025 Plan Year: January 1, 2025 - December 31, 2025
📂 USAble Plan Summaries (Spanish), Summaries with Voluntary Life Rate Table, and Booklets –The DOWNLOAD link has the zip files where you'll find the following documents:
- Basic Life and AD&D Insurance Plan A
- Basic Life and AD&D Insurance Plan B
- Basic Life and AD&D Insurance Plan C
- Basic Life and AD&D Insurance Plan D
- Voluntary Life (if elected, the detail included in Basic Life Summary)
- Long-Term Disability Plans - LTD 2-9 Three Plan Options Summary and Rates
2025 Plan Year: January 1, 2025 - December 31, 2025
📂 VSP Plan Summaries and Booklets – DOWNLOAD the zip files. Inside the zip, you'll find the following documents:
- CHOICE PLAN A 0125.pdf
- CHOICE PLAN B 0125.pdf
- Choice Plan B W CVC 0125.pdf
- CHOICE PLAN C 0125.pdf
- Choice Plan C W CVC 0125.pdf
- Computer VisionCare flyer.pdf
- Exam Plus Plan 0125.pdf
2025 Plan Year: January 1, 2025 - December 31, 2025
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