Committed to exemplary service, the Industry Health Trusts offered by Associated Industries provide Washington state employers comprehensive, reliable employee benefits. In the ever-changing business environment, our team and services provide stability to a company’s health benefits and connects you to a wide spectrum of tools and resources you can utilize to keep organizations adaptable and growing.
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PLAN SUMMARIES |
This page contains the Summary of Benefits and Coverages (SBCs), Summary Plan Descriptions (SPDs) and booklets for all plans offered by the various Industry Trusts through Associated Industries. If you have any questions, please contact an AI Sales Representative: |
- These documents are provided to assist employers in fulfilling their obligations to provide employees with SBC's within the time frame and circumstances required by the Affordable Care Act.
- The SBC is a standardized description of the benefits and coverage available under the group health plan. SBC's and Glossary of Health Coverage and Medical Terms must be provided to all participants and beneficiaries.
Effective Dates - January 1, 2023 - December 31, 2023
Access Medical Summary of Benefits of Coverage, Medical Plan Booklets and Summary Plan Descriptions for your clients.
- [Download] Medical Side by Side Comparison - Regence
- [Download] Medical Side by Side Comparison - Asuris
- [Download] Medical Dual Choice Matrix
| Trust Industry | Summary Plan Description (SPD) |
| Associated Employers Trust | Download |
| Washington Commercial Construction Health Trust | Download |
| Washington Business Services Health Trust | Download |
| Washington Manufacturing Health Trust | Download |
| Washington Health Industry Health Trust | Download |
| Washington Retail Health Trust | Download |
Washington Commercial Construction Health Trust
Washington Business Services Health Trust
Washington Manufacturing Health Trust
Washington Health Industry Health Trust
Washington Retail Health Trust
Disclosure Notice: Regence | Asuris
Washington Commercial Construction Health Trust
Washington Business Services Health Trust
Washington Manufacturing Health Trust
Washington Health Industry Health Trust
Washington Retail Health Trust
| Business | Construction | Health | Manufacturing | Retail | |
| Booklet | Booklet | Booklet | Booklet | Booklet | |
| Ascent Plans | |||||
| Ascent $2000 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Ascent $2500 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Ascent $3000 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Ascent $5000 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Ascent HSA $5000 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Pinnacle Plans | |||||
| Pinnacle $250 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Pinnacle $500 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Pinnacle $1000 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Pinnacle $1500 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Traverse Plans | |||||
| Traverse $500 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Traverse $750 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Traverse $1000 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Traverse $1500 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Traverse $2000 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Traverse $2500 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Traverse $3000 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Traverse HSA $1500 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Traverse HSA $2500 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
| Traverse HSA $3500 | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) | (Regence) (Asuris) |
Effective Dates - January 1, 2023 - December 31, 2023
Delta Dental of Washington underwrites the dental plan offerings through AET.
| Delta Dental of Washington Plans | Summary | Booklet |
| Delta Dental Side by Side Comparison | Download | |
| Delta Dental PPO Incentive - 00154 - Option 1 | Download | Download |
| Delta Dental PPO Incentive - 00154 - Option 1 without Ortho | Download | |
| Delta Dental PPO Incentive - 00154 - Option 2 | Download | Download |
| Delta Dental PPO Incentive - 00154 - Option 2 without Ortho | Download | |
| Delta Dental PPO Provider - 00156 - Option 1 | Download | Download |
| Delta Dental PPO Provider - 00156 - Option 1 without Ortho | Download | |
| Delta Dental PPO Provider - 00156 - Option 2 | Download | Download |
| Delta Dental PPO Provider - 00156 - Option 2 without Ortho | Download | |
| Delta Dental PPO Provider - 01067 Option 3 | Download | Download |
| Delta Dental Orthodontia Rider - Option 1: Children | Download | |
| Delta Dental Orthodontia Rider - Option 2: Family | Download | |
Effective Dates - January 1, 2023 - December 31, 2023
VSP Vision Care Inc. underwrites the vision plans offered through AET.
| VSP Vision Plans | Summary | Booklet |
| Side by Side Comparison | Download | |
| Choice Plan A (Employer Sponsored or Voluntary) | Download | Download |
| Signature Plan B | Download | Download |
| Choice Plan C | Download | Download |
| Exam Plus Plan | Download | Download |
Effective Dates - January 1, 2023 - December 31, 2023
The Standard underwrites the group Life and AD&D (accidental death and dismemberment) offerings through AET.
| Basic Life and Accidental Death and Dismemberment (AD&D) Plans (Voluntary and Employer Paid) The Standard Life Insurance Company Plan Summaries |
|
| The Standard $20,000 Basic Life and AD&D Compulsory Plan | Download |
| The Standard $30,000 Basic Life and AD&D Plan (Additional $10,000) | Download |
| The Standard $50,000 Basic Life and AD&D Plan (Additional $30,000) | Download |
| The Standard 1x Base Annual Earnings up to $100,000 Basic Life and AD&D Plan | Download |
| The Standard 2x Base Annual Earnings up to $200,000 Basic Life and AD&D Plan | Download |
| The Standard Supplemental Life and AD&D Plan | Download |
| The Standard Life Certificate (for all plans) | Download |
| The Standard Amendment | Download |
| Travel Assistance - Program Description | Download |
| Short Term Disability Plans The Standard Life Insurance Company Plan Summaries |
|
| The Standard Short Term Disability Option 1 | Download |
| The Standard Short Term Disability Option 2 | Download |
| The Standard Short Term Disability Option 3 | Download |
| The Standard Short Term Disability Certificate (for all plans) | Download |
| Long Term Disability Plans The Standard Life Insurance Company Plan Summaries |
|
| The Standard Long Term Disability Option A | Download |
| The Standard Long Term Disability Option 1 | Download |
| The Standard Long Term Disability Option 2 | Download |
| The Standard Long Term Disability Option 3 | Download |
| The Standard Long Term Disability Certificate (for all plans) | Download |
Effective Dates - January 1, 2022 - December 31, 2022
Access Medical Summary of Benefits of Coverage, Medical Plan Booklets and Summary Plan Descriptions for your clients.
- [Download] Medical Side by Side Comparison - Regence
- [Download] Medical Side by Side Comparison - Asuris
- [Download] Medical Dual Choice Matrix
| Trust Industry | Summary Plan Description (SPD) |
| Associated Employers Trust | Download |
| Washington Commercial Construction Health Trust | Download |
| Washington Business Services Health Trust | Download |
| Washington Manufacturing Health Trust | Download |
| Washington Health Industry Health Trust | Download |
| Washington Retail Health Trust | Download |
Washington Commercial Construction Health Trust
Washington Business Services Health Trust
Washington Manufacturing Health Trust
Washington Health Industry Health Trust
Washington Retail Health Trust
Disclosure Notice: Regence | Asuris
Washington Commercial Construction Health Trust
Washington Business Services Health Trust
Washington Manufacturing Health Trust
Washington Health Industry Health Trust
Washington Retail Health Trust
Effective Dates - January 1, 2022 - December 31, 2022
Delta Dental of Washington underwrites the dental plan offerings through AET.
| Delta Dental of Washington Plans | Summary | Booklet |
| Delta Dental Side by Side Comparison | Download | |
| Delta Dental PPO Incentive - 00154 - Option 1 | Download | Download |
| Delta Dental PPO Incentive - 00154 - Option 1 without Ortho | Download | |
| Delta Dental PPO Incentive - 00154 - Option 2 | Download | Download |
| Delta Dental PPO Incentive - 00154 - Option 2 without Ortho | Download | |
| Delta Dental PPO Provider - 00156 - Option 1 | Download | Download |
| Delta Dental PPO Provider - 00156 - Option 1 without Ortho | Download | |
| Delta Dental PPO Provider - 00156 - Option 2 | Download | Download |
| Delta Dental PPO Provider - 00156 - Option 2 without Ortho | Download | |
| Delta Dental Orthodontia Rider - Option 1: Children | Download | Download |
| Delta Dental Orthodontia Rider - Option 2: Family | Download | Download |
Effective Dates - January 1, 2022 - December 31, 2022
The Standard underwrites the group Life and AD&D (accidental death and dismemberment) offerings through AET.
| Basic Life and Accidental Death and Dismemberment (AD&D) Plans (Voluntary and Employer Paid) The Standard Life Insurance Company Plan Summaries |
|
| The Standard $15,000 Basic Life and AD&D Compulsory Plan | Download |
| The Standard $30,000 Basic Life and AD&D Plan (Additional $15,000) | Download |
| The Standard $50,000 Basic Life and AD&D Plan (Additional $35,000) | Download |
| The Standard 1x Base Annual Earnings up to $100,000 Basic Life and AD&D Plan | Download |
| The Standard 2x Base Annual Earnings up to $200,000 Basic Life and AD&D Plan | Download |
| The Standard Supplemental Life and AD&D Plan | Download |
| The Standard Life Certificate (for all plans) | Download |
| Travel Assistance - Employee Flyer | Download |
| Short Term Disability Plans The Standard Life Insurance Company Plan Summaries |
|
| The Standard Short Term Disability Option 1 | Download |
| The Standard Short Term Disability Option 2 | Download |
| The Standard Short Term Disability Option 3 | Download |
| The Standard Short Term Disability Certificate (for all plans) | Download |
| Long Term Disability Plans The Standard Life Insurance Company Plan Summaries |
|
| The Standard Long Term Disability Option A | Download |
| The Standard Long Term Disability Option 1 | Download |
| The Standard Long Term Disability Option 2 | Download |
| The Standard Long Term Disability Option 3 | Download |
| The Standard Long Term Disability Certificate (for all plans) | Download |
Effective Dates - January 1, 2022 - December 31, 2022
Magellan Health Services manages the EAP plan offering through AET.
| EAP Plans | Summary |
| Magellan Health Services Employee Assistance Program Flyer | Download |
Effective Dates - January 1, 2021 - December 31, 2021
Access Medical Summary of Benefits of Coverage, Medical Plan Booklets and Summary Plan Descriptions for your clients.
- [Download] Medical Side by Side Comparison - Regence
- [Download] Medical Side by Side Comparison - Asuris
- [Download] Medical Dual Choice Matrix
| Trust Industry | Summary Plan Description (SPD) |
| Associated Employers Trust | Download |
| Washington Commercial Construction Health Trust | Download |
| Washington Business Services Health Trust | Download |
| Washington Manufacturing Health Trust | Download |
| Washington Health Industry Health Trust | Download |
| Washington Retail Health Trust | Download |
Washington Commercial Construction Health Trust
Washington Business Services Health Trust
Washington Manufacturing Health Trust
Washington Health Industry Health Trust
Washington Retail Health Trust
Washington Commercial Construction Health Trust
Washington Business Services Health Trust
Washington Manufacturing Health Trust
Washington Health Industry Health Trust
Washington Retail Health Trust
Effective Dates - January 1, 2021 - December 31, 2021
Delta Dental of Washington underwrites the dental plan offerings through AET.
| Delta Dental of Washington Plans | Summary | Booklet |
| Delta Dental Side by Side Comparison | Download | |
| Delta Dental PPO Incentive - 00154 - Option 1 | Download | Download |
| Delta Dental PPO Incentive - 00154 - Option 1 without Ortho | Download | |
| Delta Dental PPO Incentive - 00154 - Option 2 | Download | Download |
| Delta Dental PPO Incentive - 00154 - Option 2 without Ortho | Download | |
| Delta Dental PPO Provider - 00156 - Option 1 | Download | Download |
| Delta Dental PPO Provider - 00156 - Option 1 without Ortho | Download | |
| Delta Dental PPO Provider - 00156 - Option 2 | Download | Download |
| Delta Dental PPO Provider - 00156 - Option 2 without Ortho | Download | |
| Delta Dental Orthodontia Rider Children | Download | Download |
| Delta Dental Orthodontia Rider Family | Download | Download |
Effective Dates - January 1, 2021 - December 31, 2021
The Standard underwrites the group Life and AD&D (accidental death and dismemberment) offerings through AET.
| Basic Life and Accidental Death and Dismemberment (AD&D) Plans (Voluntary and Employer Paid) The Standard Life Insurance Company Plan Summaries |
|
| The Standard $15,000 Basic Life and AD&D Compulsory Plan | Download |
| The Standard $30,000 Basic Life and AD&D Plan (Additional $15,000) | Download |
| The Standard $50,000 Basic Life and AD&D Plan (Additional $35,000) | Download |
| The Standard 1x Base Annual Earnings up to $100,000 Basic Life and AD&D Plan | Download |
| The Standard 2x Base Annual Earnings up to $200,000 Basic Life and AD&D Plan | Download |
| The Standard Supplemental Life and AD&D Plan | Download |
| The Standard Life Certificate (for all plans) | Download |
| Travel Assistance - Employee Flyer | Download |
| Short Term Disability Plans The Standard Life Insurance Company Plan Summaries |
|
| The Standard Short Term Disability Option 1 | Download |
| The Standard Short Term Disability Option 2 | Download |
| The Standard Short Term Disability Option 3 | Download |
| The Standard Short Term Disability Certificate (for all plans) | Download |
| Long Term Disability Plans The Standard Life Insurance Company Plan Summaries |
|
| The Standard Long Term Disability Option A | Download |
| The Standard Long Term Disability Option 1 | Download |
| The Standard Long Term Disability Option 2 | Download |
| The Standard Long Term Disability Option 3 | Download |
| The Standard Long Term Disability Certificate (for all plans) | Download |
Effective Dates - January 1, 2021 - December 31, 2021
Magellan Health Services manages the EAP plan offering through AET.
| EAP Plans | Summary |
| Magellan Health Services Employee Assistance Program Flyer | Download |
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