Aflac Permanent Life Insurance 

Can your family maintain their lifestyle without you? Permanent Life Insurance helps ensure they can.

Permanent Life Insurance is an individual insurance policy designed to provide a death benefit to your beneficiaries if something should happen to you.  It can also build cash value that you can utilize while you are still living.  At an affordable premium, you can have the added financial protection you and your family may need during times of uncertainty.

Plan Features 

You can purchase coverage for yourself, your spouse, and your children.

Permanent Life Insurance is voluntary, which means you purchase the amount of coverage that is right for your needs.

The benefit is Guaranteed Issue, so no physical exams are required to apply for coverage as a newly eligible Associate up to $100,000 (in $10,000 increments) or to increase your current coverage $10,000 during Annual Enrollment period. 

As the policy builds cash value, you can eventually use it to make premium payments or pay urgent expenses while you are still living.

You can take your policy with you if you leave the company or retire. 

Choose Your Plan For A Lifetime

Permanent Life Insurance never expires.  You keep the policy as long as you make the payments, which means the premiums will not go up.  Lock in a lower premium NOW and save thousands of dollars in the future!

Cost varies based on age, coverage level and tobacco/nicotine use. 

Making Changes To Your Coverage

  When Can I Make the Change?
ACTION: During Annual
New Hire
With a Qualifying
Life Event
Any Time Throughout
the Year
Special Considerations
Enroll for Coverage Allowed
(up to $100,000 in $10,000 increments)
Not Allowed Not Allowed No EOI required