Cigna Medicare Concierge Services
When the time comes to start considering Medicare, the options can be overwhelming. Should you continue HBC coverage or consider full Medicare benefits even if you choose to continue working? Cigna’s Medicare Concierge Services can help eligible Associates navigate the health plans best for them – at no cost.
Contact a licensed insurance agent who can help you navigate the Medicare options.
Contact a licensed insurance agent who can help you navigate the Medicare options.
A licensed benefit advisor from Cigna can help you evaluate Medicare Advantage plans, Medicare Part D drug plans, and Medicare Supplemental plans available in your area.
Medicare is a health insurance program available to people:
- Age 65 or older;
- Under age 65 with certain disabilities; or
- Anyone with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).
Medicare Part A (Hospital Insurance) - Part A helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. Beneficiaries must meet certain conditions to get these benefits. Most don't pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working.
Medicare Part B (Medical Insurance) - Part B helps cover doctor and other health care providers' services and outpatient care. It also covers some other medical services that Part A does not cover, such as some of the services of physical and occupational therapists, and some home health care. Part B helps pay for these covered services and supplies when they are medically necessary. Most pay a monthly premium for Part B.
Medicare Part D (Prescription Drug Coverage) - Medicare prescription drug coverage is available to everyone with Medicare. To get Medicare prescription drug coverage, people must join a plan approved by Medicare that offers Medicare drug coverage. Most pay a monthly premium for Part D.
If you are covered under Medicare or need to help a person with Medicare, visit Medicare.gov for more information.
Review coverage options & find plans
- Compare options for how to get your Medicare coverage – Explore the different ways to get coverage and choose what is right for you.
- Compare plans in your area – Find and compare Medicare Advantage Plans (Part C), other Medicare health plans, and Medicare drug plans (Part D) in your area. Review their costs and the services they provide. Enter prescription drugs you take to get an estimate of your monthly and yearly cost for each plan.
- Find a Medicare Supplement Insurance (Medigap) policy – Enter your ZIP code to get premium costs and find companies that sell policies in your area.
Get help with drug costs
- Find a Pharmaceutical Assistance Program – Enter your prescription drugs to check if any drug companies offer extra cost savings.
- Check if your state has a State Pharmaceutical Assistance Program – Enter your state to find out if it offers programs to help cover prescription costs.
- Get Extra Help - If you meet certain income and resource limits, you may qualify for Extra Help. This program can help pay for your Medicare drug coverage, such as plan premiums, deductibles, and costs associated with filling your prescriptions.
- Learn about Medicare Savings Programs - You can get help from your state paying your Medicare premiums. In some cases, Medicare Savings Programs may also pay for other Medicare costs, if you meet certain conditions.
Find services, providers, medical equipment, & suppliers
- Find care providers – Search for and compare providers, such as nursing homes, hospitals, doctors, dialysis facilities and more. Enter your location to search for local providers and services. To get more personalized results, filter by items that are most important to you, like distance and quality ratings.
- Find medical equipment and suppliers – Enter your ZIP code to find medical equipment and suppliers near you.
- Is my test, item, or service covered? – Enter an item or service, like blood sugar monitors or hospice care, to find out if Medicare covers it. Download the free “What’s covered?” mobile app, available on both the App Store and Google Play.
Do more with your Medicare account
- Create your secure Medicare account to access your information, check processed claims, and much more.
Cigna Medicare Concierge Services
1-866-317-4116 (TTY 711)
Monday - Friday, 7:30 a.m. - 7:30 p.m. CT
www.CignaMedicare.com
Medicare
1-800- 633-4227 (TTY 1-877-486-2048)
Available 24 hours a day, 7 days a week, except some federal holidays.
www.medicare.gov
Live Chat
Contact your local State Health Insurance Assistance Program (SHIP) – Get free personalized health insurance counseling.