Plan Details
Plan Name Cigna Choice CDHP (HBC)
Effective Dates Jan 01, 2023 to Dec 31, 2023
Benefits In-Network Out-of-Network
Annual Deductible/Individual $4000 Not Covered
Annual Deductible/Family $8000 Not Covered
Coinsurance 70% Not covered
Office Visit/Exam 70% after the deductible Not covered
Outpatient Specialist Visit 70% after the deductible Not Covered
Annual Out-of-Pocket Limit/Individual $6350 Not Covered
Annual Out-of-Pocket Limit/Family $12700 Not Covered
Deductible Included in Out-of-Pocket Limits Yes Not Covered
Lifetime Plan Maximum Unlimited Not Covered
Preventive Care 100% Not covered
Preventive Screenings 100% Not covered
Well-Child Care 100% Not covered
Immunizations 100% Not covered
Well Woman Exams 100% Not covered
Mammograms 100% Not covered
Adult Periodic Exams with Preventive Tests 100% Not covered
Inpatient Hospitalization 70% after the deductible Not covered
Semi-Private Room & Board; Including Services and Supplies 70% after the deductible Not covered
Surgical Services Outpatient Facility Charge 70% after the deductible Not covered
Emergency Room 70% after the deductible 70% after the deductible
Urgent Care Facility 70% after the deductible Not Covered
Prescription Drug Deductible Combined with medical Not Covered
Prescription Drugs - Generic $10 after the deductible Not covered
Prescription Drugs - Brand (Formulary/Preferred) 70% coinsurance/prescription, up to a $200 copay maximum, prescription after the deductible Not covered
Prescription Drugs - Brand (Non-Formulary/Non-preferred) 50% coinsurance/prescription, up to a $400 copay maximum prescription after the deductible Not covered
Prescription Drugs - Number of Days Supply 30 days Not Covered
Prescription Drugs Mail Order - Generic $20 after the deductible Not covered
Prescription Drugs Mail Order - Brand (Formulary/Preferred) 70% coinsurance/prescription, up to a $400 copay maximum/prescription, after the deductible Not covered
Prescription Drugs Mail Order - Brand (Non-Formulary/Non-preferred) 50% coinsurance/prescription, up to a $800 copay maximum/prescription, after the deductible Not covered
Prescription Drugs Mail Order - Number of Days Supply for Mail Order 90 days Not Covered
Durable Medical Equipment & Prosthetic Devices 70% after the deductible Not covered
Chiropractic Services 70% after the deductible Covered up to 30 visits Not Covered
Acupuncture Not covered Not covered
Outpatient Rehabilitative Physical Therapy 70% after the deductible Covered up to 60 visits Not covered