Medical Care

All of the available options give you access to high-quality, comprehensive care. They differ largely in the way the cost of care is structured and in the strategies you can use to control your expenses:

• HMO Plans: these plans offer a comprehensive, convenient approach, but require that you seek care within the HMO network you selected.
• HSA Plans: these plans consist of a high deductible insurance plan with a Health Savings Account (HSA) funded in part by DCP. The rest of the plan works like the HMO Deductible plans (in-network services only).