Disability Plans
The employer sponsored short-term disability plan is designed to provide you with income if you are unable to work due to injury, illness or other eligible event, including maternity. After 7 days of disability, you will be eligible to receive a weekly benefit based on a percentage of your weekly salary.
The employer sponsored long-term disability plan is designed to provide you income if you are unable to work for a period longer than 180 days due to injury or illness. This is an extremely important benefit, in that it will provide disability income to your Social Security Normal Retirement Age in the case of a total permanent disability.
Summary of Disability Benefits
| Hartford Insurance Group Short-Term Disability (STD) |
Hartford Insurance Group Long-Term Disability (LTD) |
|
| Benefit |
60% of your pre-disability earnings* |
60% of your pre-disability earnings* |
| Maximum benefit payable |
Up to $1,154 per week |
Up to $5,000 per month |
| Benefits begin | After 7 day waiting period for injury or illness | After 180 days of disability or illness |
| Maximum benefit duration | 25 weeks (180 days) |
To Social Security Normal Retirement Age, if disabled prior to age 62 If disabled after age 62, benefits may be reduced; contact HR for more information |