Medical Care

 

All of the available options give you access to high-quality, comprehensive care. They differ largely in the way the cost of care is structured and in the strategies you can use to control your expenses:

  • PPO Plans: these plans let you choose care inside or outside of the network you selected, but you will incur a higher out-of-pocket cost for services. 
  • HMO Plans: these plans offer a comprehensive, convenient approach, but require that you seek care within the HMO network you selected.
  • HDHP HSA Plans: these plans are high deductible insurance plans that help protect against large claims as well as to cover preventive care at 100% (deductible is waived for preventive services). If you enroll in this plan, you are eligible to open a Health Savings Account (HSA) which can be used to help pay for qualified medical expenses. (Available to all employees)

CalPERS

 Anthem Blue Cross

Blue Shield of CA

HealthNet

United HealthCare

Kaiser