Long Term Care


Cupertino provides employees with a Long Term Insurance policy as a 100% covered benefit and offers three options for employees to buy‐up enhanced benefits through UNUM.  Long Term Care is a range of services and supports you may need to  meet your personal care needs. Most long‐term care is not medical care, but rather assistance with the basic personal tasks of everyday life, sometimes called Activities of Daily Living.

Company Paid Benefit:

Plan #1 (employer paid)
3 year benefit
$1,000 per month
No 5.0% simple uncapped inflation
No home care

Voluntary Buy-Up Options

Plan #2 (employee buy-up)
3 year benefit
$1,000 per month
No 5.0% simple uncapped inflation
Includes home care

Plan #3 (employee buy-up)
3 year benefit
$1,000 per month
Includes 5.0% simple uncapped inflation
No home care Plan

Plan #4 (employee buy-up)
3 year benefit
$1,000 per month
Includes 5.0% simple uncapped inflation
Includes home care



Unum  - Group #220661

Phone: (207) 575-2211

Address: 2211 Congress Street, Portland, ME 04122

unum.com