Basic Life and AD&D


Basic Life and Accidental Death & Dismemberment (AD&D) Insurance help provide a foundation of financial protection for family if something happens to you.

What is Group Basic Life Insurance?

CEI provides an amount of life and AD&D coverage to eligible employees. Group Term Life Insurance pays a benefit to your chosen beneficiary(ies) if you die while you are a member of the group covered by the policy. It doesn’t earn interest and has no cash value but can help protect the financial future of your loved ones.

Group AD&D pays a benefit in addition to your life insurance if you die as the result of a covered accident. It also pays benefits for loss of limb, hearing, speech, sight, and other serious losses resulting from an accident. See your policy documents for details of coverage.

For more information about the plan and your coverage, See table at bottom of page for coverage details and visit the provider website:

Guardian - Group #493771

Life and AD&D
Plan Name Carrier Name Effective Dates
Life/AD&D Guardian Jan-01-2020 to Jan-01-2021