As Washington’s source for employee benefits, Business Health Trust (BHT) helps Washington’s business community thrive by providing the high-quality, affordable employee benefits growing companies need to be competitive.


PLAN SUMMARIES
& BOOKLETS

This page contains the Summary of Benefits and Coverage (SBC), Summary Plan Description (SPD), and booklets for all plans offered by the various Industry Trusts through Business Health Trust.

If you have any questions, please contact the Trust Program Managers:

Nathan Edmondson at 206-602-3558 or 
Nathan.Edmondson@advprofessionals.com

Paul Baker at 206-899-1895 or Paul.Baker@advprofessionals.com

  • These documents are provided to assist employers in fulfilling their obligations to provide employees with SBC's within the time frame and circumstances required by the Affordable Care Act.

  • The SBC is a standardized description of the benefits and coverage available under the group health plan. SBC's and Glossary of Health Coverage and Medical Terms must be provided to all participants and beneficiaries on or after September 23, 2013.

 

Premera Blue Cross Medical Plans

2019 Plan Year: January 1, 2019 - December 31, 2019
8 Industry Health Trusts: Agriculture, Business Services, Community Service Org., Construction, End-Line Manufacturing, Information Technology, Retail, and Wholesaling

 

Side by Side Comparison and Dual Choice Matrix

  2019 Premera Blue Cross Side by Side Comparison – Sterling
  2019 Premera Blue Cross Side by Side Comparison – Titanium and HSA
  2019 Premera Blue Cross Plus Dual Choice Matrix

 

Sterling Plans

Premera Sterling $250 SBC Benefit Highlight
Premera Sterling $500 SBC Benefit Highlight
Premera Sterling $750 SBC Benefit Highlight
Premera Sterling $1000 SBC Benefit Highlight
Premera Sterling $1500 SBC Benefit Highlight
Premera Sterling $2000 SBC Benefit Highlight
Premera Sterling $2500 SBC Benefit Highlight
Premera Sterling $3000 SBC Benefit Highlight
Premera Sterling $4000 SBC Benefit Highlight
Premera Sterling $5000 SBC Benefit Highlight

 

Titanium Plans

Premera Titanium $200 SBC  Benefit Highlight
Premera Titanium $350 SBC  Benefit Highlight
Premera Titanium $500 SBC  Benefit Highlight

 

HSA Plans

Premera HSA $1500 SBC Benefit Highlight
Premera HSA $2500 SBC Benefit Highlight
Premera HSA $3500 SBC Benefit Highlight
Premera HSA $5000 SBC Benefit Highlight

 


Industry Health Trust (IHT)

  Agriculture SPD
  Business Services SPD
  Community Service Organization SPD
  Construction SPD
  End-Line Manufacturing SPD
  Information Technology SPD
  Retail SPD
  Wholesaling SPD

 

2019-2020 Plan Year: July 1, 2019 - June 30, 2020
5 Industry Health Trusts: Aerospace, Healthcare, Media, Tourism and Transportation

 

Side by Side Comparison and Dual Choice Matrix

  2019-2020 Premera Blue Cross Side by Side Comparison
  2019 July Premera Blue Cross Side by Side Comparison – Sterling
  2019 July Premera Blue Cross Side by Side Comparison – Titanium and HSA
  2019 July Premera Blue Cross Plus Dual Choice Matrix

 

Sterling Plans

Premera Sterling $250 SBC Benefit Highlight
Premera Sterling $500 SBC Benefit Highlight
Premera Sterling $750 SBC Benefit Highlight
Premera Sterling $1000 SBC Benefit Highlight
Premera Sterling $1500 SBC Benefit Highlight
Premera Sterling $2000 SBC Benefit Highlight
Premera Sterling $2500 SBC Benefit Highlight
Premera Sterling $3000 SBC Benefit Highlight
Premera Sterling $4000 SBC Benefit Highlight
Premera Sterling $5000 SBC Benefit Highlight

 

Titanium Plans

Premera Titanium $200 SBC  Benefit Highlight
Premera Titanium $350 SBC  Benefit Highlight
Premera Titanium $500 SBC  Benefit Highlight

 

HSA Plans

Premera HSA $1500 SBC Benefit Highlight
Premera HSA $2500 SBC Benefit Highlight
Premera HSA $3500 SBC Benefit Highlight
Premera HSA $5000 SBC Benefit Highlight

 


Industry Health Trust (IHT)

  Aerospace SPD
  Healthcare SPD
  Media SPD
  Tourism SPD
  Transportation SPD

 


Kaiser Permanente Medical Plans (AHP)

2019 Plan Year: October 1, 2019 - December 31, 2019
5 Industry Health Trusts: Aerospace, Healthcare, Media, Tourism, and Transportation

 

Side by Side Comparison and Dual Choice Matrix

(Download) 2019-2020 KP AHP Side by Side Comparison
(Download) 2019 KP AHP Dual Choice Matrix


  Aerospace   Healthcare   Media   Tourism   Transportation  
$200 HMO SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$500 HMO SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$750 HMO SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$1,000 HMO SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$2,000 HMO SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$3,000 HMO SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$5,000 HMO SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$2,500 HMO HSA SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$4,500 HMO HSA SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$200 PPO SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$500 PPO SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$750 PPO SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$1,000 PPO SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$2,000 PPO SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$3,000 PPO SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$5,000 PPO SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$2,500 PPO HSA SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight
$4,500 PPO HSA SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight SBC Benefit Highlight


Kaiser Permanente Medical Plans (Small Group/Community Rated)

2019 Plan Year: January 1, 2019 - December 31, 2019

(BHT Small Group / Community Rated)

2019 Plan Year: January 1, 2019 - December 31, 2019

 

Side by Side Comparison

Kaiser Permanente Side by Side Comparison

 

Kaiser Permanente Medical Plans

Platinum Plan      Core VisitsPlus Platinum LX SBC Summary Booklet
Platinum Plan      Access PPO VisitsPlus Platinum SBC Summary Booklet
Gold Plan      Core Gold SBC Summary Booklet
Gold Plan      Core VisitsPlus Gold LX SBC Summary Booklet
Gold Plan      Core VisitsPlus Gold LX - EO SBC Summary Booklet
Gold Plan      Access PPO VisitsPlus Gold SBC Summary Booklet
Gold Plan      Access VisitsPlus Gold - HD SBC Summary Booklet
Gold Plan      Core VisitsPlus Gold LX - HD SBC Summary Booklet
Silver Plan      Core Silver SBC Summary Booklet
Silver Plan      Core Silver HSA SBC Summary Booklet
Silver Plan      Core VisitsPlus Silver LX SBC Summary Booklet
Silver Plan      Core VisitsPlus Silver LX - EO SBC Summary Booklet
Silver Plan      Access PPO Silver HSA SBC Summary Booklet
Silver Plan      Access PPO VisitsPlus Silver - EO SBC Summary Booklet
Silver Plan      Access PPO VisitsPlus Silver SBC Summary Booklet
Bronze Plan      Core Bronze HSA Plan SBC Summary Booklet
Bronze Plan      Access PPO Bronze HSA SBC Summary Booklet


*SBC = Summaries of Benefits and Coverage

 


Non-Medical Plans

2019 Plan Year: January 1, 2019 - December 31, 2019


2019 Plan Year: January 1, 2019 - December 31, 2019

 

Dental Plans Summaries Booklets
  Delta Dental Side by Side Comparison Download
  Delta Dental Plan 1 Download Download
  Delta Dental Plan 2 Download Download
  Delta Dental Plan 3 Download Download
  Delta Dental Plan 4 Download Download
  Delta Dental Plan 5 Download Download
  Delta Dental Plan 6 Download Download
  Delta Dental Ortho Option - Child(ren) Download Download
  Delta Dental Ortho Option - Family Download Download

 

 


2019 Plan Year: January 1, 2019 - December 31, 2019

 

Vision Plans Summaries Booklets
  VSP Side by Side Comparison Download
  VSP Choice Plan A Download Download
  VSP Choice Plan B Download Download
  VSP Choice Plan C Download Download

 


2019 Plan Year: January 1, 2019 - December 31, 2019

 

LifeMap Basic Life and AD&D Plans Summary Booklet
  Basic Life and AD&D Insurance Plan A: $15,000 Download Download
  Basic Life and AD&D Insurance Plan B: $50,000 Download Download
  Basic Life and AD&D Insurance Plan C: 1x Salary up to $100,000 Download Download
  Basic Life and AD&D Insurance Plan D: 2x Salary up to $200,000 Download Download
LifeMap Voluntary Life Plans Summary  
  Voluntary Life (for Employers with 5 or More Employees) Download  
If Voluntary Life is Elected   Booklet
  Basic Life and AD&D Insurance Plan A: $15,000   Download
  Basic Life and AD&D Insurance Plan B: $50,000   Download
  Basic Life and AD&D Insurance Plan C: 1x Salary up to $100,000   Download
  Basic Life and AD&D Insurance Plan D: 2x Salary up to $200,000   Download
Long Term Disability Plans Summary Booklet
  LTD Insurance Plan A: 90 Days - 60% - $3,000 Download Download
  LTD Insurance Plan B: 180 Days - 60% - $3,000 Download Download
  LTD Insurance Plan C: 90 Days - 60% - $6,000 Download Download
  LTD Insurance Plan D: 180 Days - 60% - $6,000 Download Download

 


2019 Plan Year: January 1, 2019 - December 31, 2019

 

  Wellspring EAP Download
  AIG Personal Accident Insurance Summary Download

 

 

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