Producer Reference Tools
This section is provided as a reference for insurance producers who are responsible for the day-to-day administration of benefits programs. Included in this section is information pertaining to producer commissions, and other related group eligibility requirements.
| Premera Blue Cross – Medical | |
| Download | 2024 Premera Blue Cross - Underwriting Guidelines |
| Download | 2024 Producer Commission Schedule: Premera Blue Cross |
| 2024 Premera Side by Side Comparison January IHT (Jan. '24 - Dec. '24) July IHT (Jul. '24 - Jun. '25) |
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| 2024 PBC - Dual Choice Matrix January IHT (Jan. '24 - Dec. '24) July IHT (Jul. '24 - Jun. '25) |
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| Download | 2024 DRAFT Premera Blue Cross Summary of Contract Changes |
| Download | 2024 BHT Med D - CREDITABLE Coverage Notice |
| Premera Network Flyers Heritage Prime – Employer Flyer Heritage or Heritage Prime – Employer Flyer |
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| Kaiser Permanente - Medical (AHP) | |
| Download | 2024 Underwriting Guidelines - KP Industry Health Trust |
| Download | 2024 Producer Commission Schedule: KP AHP |
| Download | 2024 Side by Side Comparison: Kaiser AHP |
| Download | 2024 Multi Plan Matrix: Kaiser IHT |
| 2024 Kaiser AHP: Summary of Contract Changes - Access PPO 2024 EOC - Access PPO HSA 2024 EOC - Core HMO 2024 EOC - Core HMO HSA 2024 EOC - Summit PPO 2024 EOC - Summit PPO HSA 2024 EOC - Virtual Plus 2024 EOC |
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| 2024 BHT Med D - Cover Letter to Employer: Creditable Coverage Notice - Creditable Coverage Notice |
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| Download | 2024 HSA Plan Preventive Medications (Covered in Full) |
| Kaiser Permanente - Medical (Small Group) | |
| Download | 2024 Cost Share Changes & Plan Mapping |
| Download | 2024 Producer Commission Schedule: KP Small Group |
| Download | 2024 Underwriting Guidelines - KP Small Group |
| Download | 2024 Side by Side Comparison: Kaiser Small Group |
| Download | 2024 Plan and Benefit Highlights |
| Virtual Plus - 2024 Virtual Plus Overview for Consumers - 2024 Virtual Plus Enrollment Guide |
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| Download | 2024 Medicare Creditable Coverage - Employer Action Required (All Plans Creditable) |
| Non-Medical | |
| Download | 2024 Side by Side Comparison: Delta Dental of WA |
| Download | 2024 Side by Side Comparison: VSP Vision Care Inc. |
| Download | LifeMap - Travel Assistance Flyer |
| Communications & Producer Announcements | ||
| Date | Download | Title |
| 02.28.2024 | Click Here | Multiple Ways to Access Kaiser Permanente Medical Plans with BHT |
| 02.23.2024 | Click Here | Help Tech Groups Come Back to Premera with Business Health Trust |
| 01.04.2024 | Click Here | EvergreenHealth, Family Care Network Remain In-Network Through Business Health Trust |
| 11.03.2023 | Click Here | 12/1 Deadline is Coming Up Quick! Tips to Quickly Enroll Your Tech Groups into BHT |
| 10.31.2023 | Click Here | 2024 Small-Group Plans for Business Health Trust are Now Available! |
| 10.13.2023 | Click Here | Check Out What’s New in 2024 for the BHT Industry Health Trusts with Kaiser Permanente |
| 10.12.2023 | Click Here | Business Health Trust Introduces Premera HMO for 2024 |
| Non-Medical | |
| Download | 2023 Side by Side Comparison: Delta Dental of WA |
| Download | 2023 Side by Side Comparison: VSP Vision Care Inc. |
| Download | LifeMap - Travel Assistance Flyer |
| Premera Blue Cross – Medical | |
| Download | 2023 Premera Blue Cross - Underwriting Guidelines |
| Download | 2023 Producer Commission Schedule: Premera Blue Cross |
| 2023 Premera Side by Side Comparison January IHT (Jan. '23 - Dec. '23) July IHT (Jul. '23 - Jun. '24) |
|
| 2023 PBC - Dual Choice Matrix January IHT (Jan. '23 - Dec. '23) July IHT (Jul. '23 - Jun. '24) |
|
| Download | 2023 Premera Blue Cross Summary of Contract Changes |
| Premera Network Flyers Heritage Prime – Employer Flyer Heritage or Heritage Prime – Employer Flyer |
|
| 2023 BHT Med D - Cover Letter to Employer: Creditable Coverage Notice 2023 BHT Med D - CREDITABLE Coverage Notice |
|
| Kaiser Permanente - Medical (AHP) | |
| Download | 2023 Underwriting Guidelines - KP Industry Health Trust |
| Download | 2023 Producer Commission Schedule: KP AHP |
| Download | 2023 Side by Side Comparison: Kaiser AHP |
| Download | 2023 Multi Plan Matrix: Kaiser IHT |
| 2023 Kaiser AHP: Summary of Contract Changes - Access PPO 2023 EOC - Access PPO HSA 2023 EOC - Core HMO 2023 EOC - Core HMO HSA 2023 EOC - Virtual Plus 2023 EOC - Summit PPO 2023 EOC |
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| 2023 BHT Med D - Cover Letter to Employer: Creditable Coverage Notice - Creditable Coverage Notice |
|
| Download | 2023 HSA Plan Preventive Medications (Covered in Full) |
| Download | BHT Kaiser Permanente IHT Producer Bonus Program – Effective 7/1/22-1/1/23 |
| Kaiser Permanente - Medical (Small Group) | |
| Download | 2023 Cost Share Changes & Plan Mapping |
| Download | 2023 Producer Commission Schedule: KP Small Group |
| Download | 2023 Underwriting Guidelines - KP Small Group |
| Download | 2023 Side by Side Comparison: Kaiser Small Group |
| Download | 2023 Plan and Benefit Highlights |
| Virtual Plus - 2023 Virtual Plus Overview for Consumers - 2023 Virtual Plus Enrollment Guide |
|
| Download | 2023 Medicare Creditable Coverage - Employer Action Required (All Plans Creditable) |
| Communications & Producer Announcements | ||
| Date | Download | Title |
| 11.03.2023 | Click Here | 12/1 Deadline is Coming Up Quick! Tips to Quickly Enroll Your Tech Groups into BHT |
| 10.31.2023 | Click Here | 2024 Small-Group Plans for Business Health Trust are Now Available! |
| 10.13.2023 | Click Here | Check Out What’s New in 2024 for the BHT Industry Health Trusts with Kaiser Permanente |
| 10.12.2023 | Click Here | Business Health Trust Introduces Premera HMO for 2024 |
| 09.12.2023 | Click Here | Executive Message: “C” Why BHT is the Choice |
| 08.08.2023 | Click Here | Business Health Trust Expands Access with Greater Kitsap Chamber Partnership |
| 07.06.2023 | Click Here | Find Valuable Business Health Trust Resources in Our New Producer Guide |
| 05.09.2023 | Click Here | Business Health Trust Surpasses 1,000 Member Companies |
| 04.14.2023 | Click Here | Update on AP’s Products and the Prescription Drug Data Collection Report |
| 04.11.2023 | Click Here | Diversify Your Client Base with Business Health Trust’s 7/1 Anniversary Date Trusts |
| 03.31.2023 | Click Here | Premera Agreement Ensures No Disruption for Your BHT Clients Utilizing EvergreenHealth |
| 03.02.2023 | Click Here | HR Hotline & On-Call Safety Advice Among Value-Added Benefits for Your BHT Members |
| 11.28.2022 | Click Here | BHT Introduces New and Improved EAP from Behavioral Health Systems for 2023 |
| 11.21.2022 | Click Here | Update on 2023 Pediatric Dental Rates for BHT Small-Group Program |
| 10.20.2022 | Click Here | Now is the Time to Take Advantage of Business Health Trust Producer Bonuses |
| 10.13.2022 | Click Here | Business Health Trust Introduces the Cobalt Suite from Premera for 2023 |
| 09.14.2022 | Click Here | Producer Bonus on New Business Health Trust Groups is Back Through Q4 |
| Producer Reference Information |
| 2022 Producer Renewal Bulletin: – Industry Health Trusts (IHT) Premera: January IHT / July IHT Kaiser Permanente: January IHT / July IHT - Kaiser Permanente Small-Group January - Non-Medical January |
| BHT – Chamber Membership Applications |
| 2022 Summary Plan Description (SPD): - applicable to Industry Health Trusts (both Premera & Kaiser) Aerospace / Agriculture / Business Services / Community Service Org. / Construction / Healthcare / Information Technology / Manufacturing / Media / Retail / Tourism / Transportation / Wholesaling |
| New/Renewal Group Check List (Download) |
| Why Choose BHT – Producer Flyer (Download) |
| BHT Producer Bonus Program – Effective 7/1/22-9/1/22 (Download) |
| Premera Blue Cross – Medical | |
| Download | 2022 Premera Blue Cross - Underwriting Guidelines |
| Download | 2022 Producer Commission Schedule: Premera Blue Cross |
| 2022 Premera Side by Side Comparison January IHT (Jan. '22 - Dec. '22) July IHT (Jul. '22 - Jun. '23) |
|
| 2022 PBC - Dual Choice Matrix January IHT (Jan. '22 - Dec. '22) July IHT (Jul. '22 - Jun. '23) |
|
| Download | 2022 Premera Blue Cross Summary of Contract Changes |
| Premera Network Flyers Heritage Prime – Employer Flyer (2022) Heritage or Heritage Prime – Employer Flyer (2022) |
|
| 2022 BHT Med D - Cover Letter to Employer: Creditable Coverage Notice 2022 BHT Med D - CREDITABLE Coverage Notice |
|
| Kaiser Permanente - Medical (AHP) | |
| Download | 2022 Underwriting Guidelines - KP Industry Health Trust |
| Download | 2022 Producer Commission Schedule: KP AHP |
| 2022 Side by Side Comparison: Kaiser AHP January IHT (Jan. '22 - Dec. '22) July IHT (Jul. '22 - Jun. '23) |
|
| 2022 Multi Plan Matrix: Kaiser IHT January IHT (Jan. '22 - Dec. '22) July IHT (Jul. '22 - Jun. '23) |
|
| 2022 Kaiser AHP: Summary of Contract Changes - Access PPO 2022 EOC - Access PPO HSA 2022 EOC - Core HMO 2022 EOC - Core HMO HSA 2022 EOC - Virtual Plus 2022 EOC |
|
| 2022 BHT Med D - Cover Letter to Employer: Creditable Coverage Notice - Creditable Coverage Notice |
|
| Download | BHT Kaiser Permanente IHT Producer Bonus Program – Effective 7/1/22-1/1/23 |
| Kaiser Permanente - Medical (Small Group) | |
| Download | 2022 Cost Share Changes & Plan Mapping |
| Download | 2022 Producer Commission Schedule: KP Small Group |
| Download | 2022 Underwriting Guidelines - KP Small Group |
| Download | 2022 Side by Side Comparison: Kaiser Small Group |
| Download | 2022 Plan and Benefit Highlights |
| Virtual Plus - 2022 Virtual Plus Highlights & FAQ - 2022 Virtual Plus Small Group |
|
| Non-Medical | |
| Download | 2022 Side by Side Comparison: Delta Dental of WA |
| Download | 2022 Side by Side Comparison: VSP Vision Care Inc. |
| Download | LifeMap - Travel Assistance Flyer |
| Communications & Producer Announcements | ||
| Date | Download | Title |
| 11.28.2022 | Producer News | BHT Introduces New and Improved EAP from Behavioral Health Systems for 2023 |
| 11.21.2022 | Producer News | Update on 2023 Pediatric Dental Rates for BHT Small-Group Program |
| 10.20.2022 | Producer News | Now is the Time to Take Advantage of Business Health Trust Producer Bonuses |
| 10.13.2022 | Producer News | Business Health Trust Introduces the Cobalt Suite from Premera for 2023 |
| 09.14.2022 | Producer News | Producer Bonus on New Business Health Trust Groups is Back Through Q4 |
| 07.18.2022 | Producer News | Through Pregnancy and Beyond, Business Health Trust Has Your Clients Covered |
| 06.18.2022 | Producer News | Premera Blue Cross To Offer Medical Travel Product in Response to U.S. Supreme Court Decision |
| 06.14.2022 | Producer News | Producer Bonuses Abound When You Enroll New Groups in Business Health Trust Effective 7/1/22 to 9/1/22! |
| 05.23.2022 | Producer News | Diversify Your Client Base with Business Health Trust’s 7/1 Anniversary Date Trusts |
| 03.11.2022 | Producer News | Help Improve Your Clients’ Data Security and Quality with a Reminder to Utilize SIMON |
| 02.07.2022 | Producer News | Ready to Get Back to In-Person Networking? Toast of Seattle is Feb. 18! |
| 11.30.2021 | Producer News | BHT Supply Boxes for New and Renewing Members are Also Available to You |
| 11.04.2021 | Producer News | Even MORE Choices for Small Groups Through Business Health Trust for 2022 |
| 10.22.2021 | Producer News | Business Health Trust Introduces 3 Premera NOW Virtual Care Plans for 2022 |
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