Producer Reference Tools
This section is provided as a reference for insurance producers who are responsible for the day-to-day administration of benefits programs. Included in this section is information pertaining to producer commissions, and other related group eligibility requirements.
| Non-Medical | |
| View | Getting Started Flyer (Only applies to IHT groups) |
| Download | Ameriflex Intake Form |
| Download | Ameriflex Flyer |
| Download | USAble Travel Flyer |
| Kaiser Permanente - Medical (AHP) | |
| Download | 2026 Underwriting Guidelines - KP Industry Health Trust |
| Download | 2026 Producer Commission Schedule: KP AHP |
| Download | 2026 Kaiser Side-by-Side Comparison |
| Download | 2026 Multi Plan Matrix: Kaiser IHT |
| Download | 2026 Kaiser AHP: Summary of Contract Changes included in zip folder: - Access PPO 2026 EOC - Access PPO HSA 2026 EOC - Core HMO 2026 EOC - Core HMO HSA 2026 EOC - Summit PPO 2026 EOC - Summit PPO HSA 2026 EOC - Virtual Plus 2026 EOC - KP Plus 2026 EOC |
| Download | 2026 BHT Med D (All Plans Creditable) |
| Download | 2026 HSA Plan Preventive Medications (Covered in Full) |
| Premera Blue Cross – Medical | |
| Download | 2026 Premera Blue Cross - Underwriting Guidelines |
| Download | 2026 Producer Commission Schedule: Premera Blue Cross |
| 2026 Premera Side-by-Side Comparison January IHT (Jan. '26 - Dec. '26) |
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| 2026 PBC - Dual Choice Matrix January IHT (Jan. '26 - Dec. '26) |
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| Non-HMO HMO |
2026 Premera Blue Cross Summary of Contract Changes |
| Download | 2026 BHT Med D (All Plans Creditable) - Cover Letter to Employer: Creditable Coverage Notice - Creditable Coverage Notice |
| Premera Network Flyers Heritage Prime – Employer Flyer Heritage vs Prime – Flyer |
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| Download | Premera 1095-B Process Change |
| Kaiser Permanente - Medical (Small Group) | |
| Download | 2026 Cost Share Changes & Plan Mapping |
| Download | 2026 Producer Commission Schedule: KP Small Group |
| Download | 2026 Underwriting Guidelines - KP Small Group |
| Download | 2026 KP Plus B2B Sell Sheet |
| Download | 2026 Side-by-Side Comparison: Kaiser Small Group |
| Download | 2026 Medicare Creditable Coverage - Employer Action Required (All Plans Creditable) |
| Download | Kaiser Network and Travel Flyers |
| Download | Locations in Washington (Map) |
| Producer Reference Information | |||||||||||||||
| 2025 Producer Renewal Bulletin: – Industry Health Trusts (IHT) Premera: January IHT / July IHT Kaiser Permanente: January IHT / July IHT - Kaiser Permanente Small-Group January - Non-Medical January |
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BHT – Chamber Membership Applications
For more Partner Resource click the link. |
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| 2025 Summary Plan Description (SPD): - applicable to Industry Health Trusts (both Premera & Kaiser)
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| New/Renewal Group Check List – (Download) | |||||||||||||||
| BHT Concierge Services – (Download) | |||||||||||||||
| BHT Deductible Credit Process – (Download) |
| Non-Medical | |
| View | Getting Started Flyer (Only applies to IHT groups) |
| Download | Ameriflex Intake Form |
| Download | Ameriflex Flyer |
| Download | USAble Travel Flyer |
| Kaiser Permanente - Medical (AHP) | |
| Download | 2025 Underwriting Guidelines - KP Industry Health Trust |
| Download | 2025 Producer Commission Schedule: KP AHP |
| Download | 2025 Side by Side Comparison: Kaiser AHP |
| Download | 2025 Multi Plan Matrix: Kaiser IHT |
| Download ZIP |
2025 Kaiser AHP: Summary of Contract Changes included in zip folder: - Access PPO 2025 EOC - Access PPO HSA 2025 EOC - Core HMO 2025 EOC - Core HMO HSA 2025 EOC - Summit PPO 2025 EOC - Summit PPO HSA 2025 EOC - Virtual Plus 2025 EOC |
Download Download |
2025 BHT Med D - Cover Letter to Employer: Creditable Coverage Notice - Creditable Coverage Notice |
| Download | 2025 HSA Plan Preventive Medications (Covered in Full) |
| Premera Blue Cross – Medical | |
| Download | 2025 Premera Blue Cross - Underwriting Guidelines |
| Download | 2025 Producer Commission Schedule: Premera Blue Cross |
| 2025 Premera Side-by-Side Comparison January IHT (Jan. '25 - Dec. '25) July IHT (Jul. '25 - Jun. '26) |
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| 2026 PBC - Dual Choice Matrix January IHT (Jan. '26 - Dec. '26) |
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| 2025 PBC - Dual Choice Matrix January IHT (Jan. '25 - Dec. '25) July IHT (Jul. '25 - Jun. '26) |
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| Download | 2025 Premera Blue Cross Summary of Contract Changes |
Download Download |
2025 BHT Med D - CREDITABLE Coverage Notice - Med D: Cover_Letter_to_Employers_Premera |
| Premera Network Flyers Heritage Prime – Employer Flyer Heritage or Heritage Prime – Employer Flyer |
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| Download | Premera 1095-B Process Change |
| Kaiser Permanente - Medical (Small Group) | |
| Download | 2025 Cost Share Changes & Plan Mapping |
| Download | 2025 Producer Commission Schedule: KP Small Group |
| Download | 2025 Underwriting Guidelines - KP Small Group |
| Download | 2025 KP Plus B2B Sell Sheet |
| Download | 2025 Side-by-Side Comparison: Kaiser Small Group |
| Download | 2025 Medicare Creditable Coverage - Employer Action Required (All Plans Creditable) |
| Download | Kaiser Network and Travel Flyers |
| Download | Locations in Washington (Map) |
| Producer Reference Information |
| 2024 Producer Renewal Bulletin: – Industry Health Trusts (IHT) Premera: January IHT / July IHT Kaiser Permanente: January IHT / July IHT - Kaiser Permanente Small-Group January - Non-Medical January |
BHT – Chamber Membership Applications
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| 2024 Summary Plan Description (SPD): - applicable to Industry Health Trusts (both Premera & Kaiser) Aerospace / Agriculture / Business Services / Community Service Org. / Construction / End-Line Manufacturing / Healthcare / Information Technology / Media / Retail / Tourism / Transportation / Wholesaling |
| New/Renewal Group Check List – (Download) |
| BHT Concierge Services – (Download) |
| BHT Producer Guide – Resources to Help You Grow Your Business (Download) |
| Non-Medical | |
| Download | 2024 Side by Side Comparison: Delta Dental of WA |
| Download | 2024 Side by Side Comparison: VSP Vision Care Inc. |
| Download | LifeMap - Travel Assistance Flyer |
| Download | Ameriflex Intake Form |
| Download | Ameriflex Flyer |
| Kaiser Permanente - Medical (AHP) | |
| Download | 2024 Underwriting Guidelines - KP Industry Health Trust |
| Download | 2024 Producer Commission Schedule: KP AHP |
| Download | 2024 Side by Side Comparison: Kaiser AHP |
| Download | 2024 Multi Plan Matrix: Kaiser IHT |
| 2024 Kaiser AHP: Summary of Contract Changes - Access PPO 2024 EOC - Access PPO HSA 2024 EOC - Core HMO 2024 EOC - Core HMO HSA 2024 EOC - Summit PPO 2024 EOC - Summit PPO HSA 2024 EOC - Virtual Plus 2024 EOC |
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| 2024 BHT Med D - Cover Letter to Employer: Creditable Coverage Notice - Creditable Coverage Notice |
|
| Download | 2024 HSA Plan Preventive Medications (Covered in Full) |
| Premera Blue Cross – Medical | |
| Download | 2024 Premera Blue Cross - Underwriting Guidelines |
| Download | 2024 Producer Commission Schedule: Premera Blue Cross |
| 2024 Premera Side by Side Comparison January IHT (Jan. '24 - Dec. '24) July IHT (Jul. '24 - Jun. '25) |
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| 2024 PBC - Dual Choice Matrix January IHT (Jan. '24 - Dec. '24) July IHT (Jul. '24 - Jun. '25) |
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| Download | 2024 DRAFT Premera Blue Cross Summary of Contract Changes |
| Download | 2024 BHT Med D - CREDITABLE Coverage Notice |
| Premera Network Flyers Heritage Prime – Employer Flyer Heritage or Heritage Prime – Employer Flyer |
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| Kaiser Permanente - Medical (Small Group) | |
| Download | 2024 Cost Share Changes & Plan Mapping |
| Download | 2024 Producer Commission Schedule: KP Small Group |
| Download | 2024 Underwriting Guidelines - KP Small Group |
| Download | 2024 Side-by-Side Comparison: Kaiser Small Group |
| Download | 2024 Plan and Benefit Highlights |
| Virtual Plus - 2024 Virtual Plus Overview for Consumers - 2024 Virtual Plus Enrollment Guide |
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| Download | 2024 Medicare Creditable Coverage - Employer Action Required (All Plans Creditable) |
| Download | Access PPO Network Flyer |
| Download | Access PPO Network FAQ |
| Communications & Producer Announcements | ||
| Date | Download | Title |
| 02.28.2024 | Click Here | Multiple Ways to Access Kaiser Permanente Medical Plans with BHT |
| 02.23.2024 | Click Here | Help Tech Groups Come Back to Premera with Business Health Trust |
| 01.04.2024 | Click Here | EvergreenHealth, Family Care Network Remain In-Network Through Business Health Trust |
| 11.03.2023 | Click Here | 12/1 Deadline is Coming Up Quick! Tips to Quickly Enroll Your Tech Groups into BHT |
| 10.31.2023 | Click Here | 2024 Small-Group Plans for Business Health Trust are Now Available! |
| 10.13.2023 | Click Here | Check Out What’s New in 2024 for the BHT Industry Health Trusts with Kaiser Permanente |
| 10.12.2023 | Click Here | Business Health Trust Introduces Premera HMO for 2024 |