As Washington’s source for employee benefits, Business Health Trust (BHT) helps Washington’s business community thrive by providing the high-quality, affordable employee benefits growing companies need to be competitive.
 |
PLAN SUMMARIES |
This page contains the Summary of Benefits and Coverage (SBC), Summary Plan Description (SPD), and booklets for all plans offered by the various Industry Trusts through Business Health Trust. If you have any questions, please contact BHT Sales:Nathan Edmondson at 206-602-3558 or Nathan.Edmondson@advprofessionals.com Raven Mencias at 206-410-7107 or Raven.Mencias@advprofessionals.com |
- These documents are provided to assist employers in fulfilling their obligations to provide employees with SBC's within the time frame and circumstances required by the Affordable Care Act.
- The SBC is a standardized description of the benefits and coverage available under the group health plan. SBC's and Glossary of Health Coverage and Medical Terms must be provided to all participants and beneficiaries on or after September 23, 2013.
> Click Here for 2026 Documents
2027 Plan Documents
*Please note that we are still acquiring documents from the carriers and will upload them as soon as we can*
*Please note that we are still acquiring documents from the carriers and will upload them as soon as we can*
Industry Health Trusts
| Aerospace | Agriculture | Business Services |
| Community Service Org | Construction | Healthcare |
| Information Technology | Manufacturing | Media |
| Retail | Tourism | Transportation |
| Wholesaling |
Premera Medical Plans (IHT)
2027 Plan Year: January 1, 2027 - December 31, 2027
8 Industry Health Trusts: Agriculture, Business Services, Community Service Org., Construction, End-Line Manufacturing, Information Technology, Retail, and Wholesaling
Premera Medical Plans (IHT)
2026-2027 Plan Year: July 1, 2026 - June 30, 2027
5 Industry Health Trusts: Aerospace, Healthcare, Media, Tourism and Transportation
2027 Side-by-Side Comparison
2027 Premera Summary of Changes
ZIP folders: Heritage + Heritage Prime
Zip Folders: Heritage + Heritage Prime
2026 Premera July SBCs ZIPs 📁 -
Heritage - Heritage Prime - HMO
2026 Side-by-side Comparison
2026 Premera July Highlights ZIPs 📁 -
Heritage - Heritage Prime - HMO
Here are the ZIP folders for the different booklets:
| Aerospace | Healthcare | Media |
| Tourism | Transportation | |
2025 Premera July Highlights ZIPs 📁 -
Heritage - Heritage Prime - HMO
2025 Premera July SBCs ZIP 📁
2025 IHT's Booklets:
| Aerospace | Transportation |
| Healthcare | Tourism |
| Media |
Kaiser Medical Plans (IHT)
2027 Plan Year: January 1, 2027 - December 31, 2027
5 Industry Health Trusts: Aerospace, Healthcare, Media, Tourism, Transportation
2026-2027 Plan Year: July 1, 2026 - June 30, 2027
6 Industry Health Trusts: Agriculture, Business Services, Community Service, Information Technology, Retail, and Wholesaling
Side-by-Side Comparison: View
📂 Kaiser IHT January SBCs + EOCs + Summaries + Summary of Changes – Download the zip files. Inside the zip, you'll find the following documents:
| SBCs | EOCs | Summaries |
| HMO 200 | HMO 200 | HMO 200 |
| HMO 500 | HMO 500 | HMO 500 |
| HMO 750 | HMO 750 | HMO 750 |
| HMO 1000 | HMO 1000 | HMO 1000 |
| HMO 2000 | HMO 2000 | HMO 2000 |
| HMO 3000 | HMO 3000 | HMO 3000 |
| HMO 5000 | HMO 5000 | HMO 5000 |
| HMO HSA 2500 | HMO HSA 2500 | HMO HSA 2500 |
| HMO HSA 4500 | HMO HSA 4500 | HMO HSA 4500 |
| KP Plus 250 | KP Plus 250 | KP Plus 250 |
| KP Plus 500 | KP Plus 500 | KP Plus 500 |
| KP Plus 2500 | KP Plus 2500 | KP Plus 2500 |
| PPO 200 | PPO 200 | PPO 200 |
| PPO 500 | PPO 500 | PPO 500 |
| PPO 750 | PPO 750 | PPO 750 |
| PPO 1000 | PPO 1000 | PPO 1000 |
| PPO 2000 | PPO 2000 | PPO 2000 |
| PPO 3000 | PPO 3000 | PPO 3000 |
| PPO 5000 | PPO 5000 | PPO 5000 |
| PPO HSA 2500 | PPO HSA 2500 | PPO HSA 2500 |
| PPO HSA 4500 | PPO HSA 4500 | PPO HSA 4500 |
| VP 500 | VP 500 | VP 500 |
| VP 1000 | VP 1000 | VP 1000 |
| VP 3000 | VP 3000 | VP 3000 |
| VP 5000 | VP 5000 | VP 5000 |
Side-by-side Comparison
Here are the zip folders for the different documents: SBCs | SOBs | EOCs
And here is where you can view/download the individual plans:
Kaiser SG Medical Plans (Community Rated) (Side-by-Side Comparison: View)
📂 Kaiser SG January SBCs, Summaries, & Booklets – Download the zip files. Inside the zip, you'll find the following documents:
- Bronze Access PPO 8000 LX
- Bronze Access PPO HSA 6000
- Bronze Core HSA 6000
- Bronze Summit PPO HSA 6500
- Gold Access PPO 1500 LX
- Gold Access PPO 2000 LX
- Gold Access PPO 600 LX
- Gold Core 1500 LX
- Cold Core 2000 LX
- Gold Core 600 LX
- Gold Core 600 LX-EO
- Gold Summit PPO 1500 LX
- Platinum Access PPO 250 LX
- Platinum Access PPO 500 LX
- Platinum Core 250 LX
- Platinum Summit PPO 300 LX
- Plus Gold 600 LX
- Plus Platinum 250
- Plus Silver 2500
- Silver Access PPO 2500 LX
- Silver Access PPO 3500 LX
- Silver Access PPO 3500 LX-EO
- Silver Access PPO 5000
- Silver Access PPO HSA 4000
- Silver Core 1800
- Silver Core 2500 LX
- Silver Core 5000
- Silver Core HSA 3500
- Silver Core HSA 4500
- Silver Summit PPO 3500 LX
(For Spanish click here)
Non-Medical Plans
2027 Plan Year: January 1, 2027 - December 31, 2027
📂 Dental Plan Summaries: Zip
📂 Dental Booklets: Zip
Side-by-Side Comparison: View
📂 Spanish Summaries: Zip
📂 USAble Plan Summaries (Spanish), Summaries w/Vol Life Rate Table, and Certificates –The DOWNLOAD link has the zip files where you'll find the following documents:
All Life plans have the same group number: 50054849
All plans have the same group number: 12081508
📂 VSP Plan Zip Folder: Summaries (Spanish) + Booklets
📂 Plan Comparison - View
Copyright © 2026 Advanced Professionals. All rights reserved.