As Washington’s source for employee benefits, Business Health Trust (BHT) helps Washington’s business community thrive by providing the high-quality, affordable employee benefits growing companies need to be competitive.
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PLAN SUMMARIES |
This page contains the Summary of Benefits and Coverage (SBC), Summary Plan Description (SPD), and booklets for all plans offered by the various Industry Trusts through Business Health Trust. If you have any questions, please contact BHT Sales:Nathan Edmondson at 206-602-3558 or Nathan.Edmondson@advprofessionals.com Tara Reynolds at 253-541-6538 or Tara.Reynolds@advprofessionals.com Raven Mencias at 206-410-7107 or Raven.Mencias@advprofessionals.com |
- These documents are provided to assist employers in fulfilling their obligations to provide employees with SBC's within the time frame and circumstances required by the Affordable Care Act.
- The SBC is a standardized description of the benefits and coverage available under the group health plan. SBC's and Glossary of Health Coverage and Medical Terms must be provided to all participants and beneficiaries on or after September 23, 2013.
> Click Here for 2025 Documents
Applicable to both Premera and Kaiser
Industry Health Trusts
Aerospace | Agriculture | Business Services |
Community Service Org | Construction | Healthcare |
Information Technology | Manufacturing | Media |
Retail | Tourism | Transportation |
Wholesaling |
Side-by-Side Comparison: View / Download
Premera Blue Cross Medical Plans
8 Industry Health Trusts: Agriculture, Business Services, Community Service Org., Construction, End-Line Manufacturing, Information Technology, Retail, and Wholesaling
2025-2026 Plan Year: July 1, 2025 - June 30, 2026
5 Industry Health Trusts: Aerospace, Healthcare, Media, Tourism and Transportation
Premera Highlights ZIPs 📁 -
Heritage - Heritage Prime - HMO
Agriculture | Endline |
Community Service Org | Construction |
Information Technology | Business Services |
Retail | Wholesale |
Effective Dates - July 1, 2025 - June 30, 2026
2025 Premera July Highlights ZIPs 📁 -
Heritage - Heritage Prime - HMO
2025 Premera July SBCs ZIP 📁
2025 IHT's Booklets:
Aerospace | Transportation |
Healthcare | Tourism |
Media |
Kaiser Permanente Medical Plans (IHT)
6 Industry Health Trusts: Agriculture, Business Services, Community Services Org., Information Technology, Retail, and Wholesaling
2025-2026 Plan Year: July 1, 2025 - June 30, 2026
5 Industry Health Trusts: Aerospace, Healthcare, Media, Tourism, and Transportation
📂 Kaiser IHT January Booklets, SOBs, SBCs – Download the zip files. Inside the zip, you'll find the following documents:
📂 Kaiser AHP July Booklets, SOBs, SBCs – Download the zip files. Inside the zip, you'll find the following documents:
Contents of SBCs
- HMO 200.pdf
- HMO 500.pdf
- HMO 750.pdf
- HMO 1000.pdf
- HMO 2000.pdf
- HMO 3000.pdf
- HMO 5000.pdf
- HMO HSA 2500.pdf
- HMO HSA 4500.pdf
- PPO 200.pdf
- PPO 500.pdf
- PPO 750.pdf
- PPO 1000.pdf
- PPO 2000.pdf
- PPO 3000.pdf
- PPO 5000.pdf
- PPO HSA 2500.pdf
- PPO HSA 4500.pdf
- VP 1000.pdf
- VP 3000.pdf
- VP 5000.pdf
- VP 500.pdf
- Summit PPO 1500.pdf
- Summit PPO 3000.pdf
- Summit PPO HSA 3500.pdf
Kaiser Permanente Medical Plans (Small Group/Community Rated)
- Core Bronze HSA
- Core Silver HSA
- Core Silver
- Core VisitsPlus Silver LX
- Core VisitsPlus Silver LX - EO
- Core VisitsPlus Gold HD LX
- Core VisitsPlus Gold LX
- Core VisitsPlus Gold LX - EO
- Core VisitsPlus Platinum LX
- KP Plus Silver
- KP Plus Gold
- KP Plus Platinum
- Access PPO Bronze HSA
- Access PPO Silver HSA
- Access PPO VisitsPlus Silver HD
- Access PPO VisitsPlus Silver LD LX
- Access PPO VisitsPlus Silver LX
- Access PPO VisitsPlus Silver LX - EO
- Access PPO VisitsPlus Gold LX
- Access PPO VisitsPlus Gold HD LX
- Access PPO VisitsPlus Platinum HD LX
- Access PPO VisitsPlus Platinum LX
- Summit PPO Bronze HSA
- Summit PPO VisitsPlus Silver LX
- Summit PPO VisitsPlus Gold LX
- Summit PPO VisitsPlus Platinum LX
(For Spanish click here)
Non-Medical Plans
📂 VSP Plan documents are currently unavailable.
Sorry for the inconvenience.
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