Dental 

Aspen HR offers dental plans from both MetLife and Aetna for employers to choose from. You can review full details of those options under the document folders to the right of this page.

MetLife Dental
Dental benefits are important part of a healthcare program as they help employees maintain their oral health. Regular dental checkups and cleanings have proven to be beneficial to overall health and may even help detect other areas of health concerns. If a member utilizes the services of a MetLife network provider, that will maximize the annual benefit allowance. If a member sees a dentist that is not part of the network, your benefit will be based on the Usual and Customary (U&C) allowance for the dental procedure performed. The member will be responsible for the charges over the Usual and Customary allowance in addition to portion of the coinsurance.


Aetna Dental
 - Aetna Dental DMO: This lower-cost dental plan covers cleanings, X-rays, crowns and more. It’s easy to use and fits your budget. Each covered family member must choose a primary care dentist (PCD)** in the Aetna® network to guide their dental care. You can find providers at Aetna.com. There are no deductibles, no claims forms and no yearly dollar limits. And no referrals are needed to see a network orthodontist.
 - Aetna Dental® preferred provider organization (PPO) plan: Here’s a dental insurance plan with flexibility. It lets you choose any licensed dentist — in or out of network. But you may pay less with in-network dentists. It’s also an easy-to-use plan. You don’t need to have a primary care dentist or get referrals. Just use our online directory at Aetna.com to find a dentist or specialist.